28610 Sunset Rd, Valley Center, CA 92082 Property Records

San Diego County property record for 28610 Sunset Rd, Valley Center, CA 92082

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,696 sqft · built 1991
Lot Size2.16 acres (94,090 sqft)
OwnerIndividual Name on Record
Last Sale$650,000 (Nov 2018)
Tax Bill$8,084 (2025)
Deeds & MortgagesNov 2020 Mortgage
Nov 2018 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN188-082-56-00

Property Details

APN / Parcel Number

Primary APN188-082-56-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,696 sqft Living Area

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Lot Area94,090 sqft
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address28610 SUNSET RD
CityVALLEY CENTER
StateCA
Zip92082-6001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionPAR 3 (EX ST) TR PM12953
Legal SubdivisionCITY OF VALLEY CENTER
Legal Tract12953
Legal Block3
JurisdictionSAN DIEGO CA
Township / Civil DivisionVALLEY CENTER
Census Block Group3
Census Block3008
Census Tract19111

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address28536 SUNSET RD, VALLEY CENTER, CA 92082-6028
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
MEGA CAPITAL FUNDING INC
Nov 9, 2018Quit Claim Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Nov 9, 2018Grant Deed, Transfer · Conventional Mortgage
BANK OF AMERICA
Nov 9, 2018Affidavit of Death, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 9, 2018 · Amount on Record
Deed SaleNov 9, 2018 · Amount on Record
Prior SaleJul 20, 1989 · Amount on Record
Deed Document Number2018468670
Prior Transfer DateOct 22, 2018
Prior Transfer Doc0000468671
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address28610 SUNSET RD, VALLEY CENTER, CA 92082-6001
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address28534 SUNSET RD, VALLEY CENTER, CA 92082

Mortgage

Document Number0000705566
DateNov 10, 2020
Instrument2020-0705566
Lender
NameMEGA CAPITAL FUNDING INC
TypeMortgage Company
AddressCALABASAS, CA 91302
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateNov 9, 2018
Property Address28610 SUNSET RD, VALLEY CENTER, CA 92082-6001
Document Number0000468671
Instrument DateOct 22, 2018
Instrument468671
Transaction TypeTransfer
Record UpdatedNov 16, 2018
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address28610 SUNSET RD VALLEY CENTER CA 920826001, VALLEY CENTER, CA 92082-6001

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 9, 2018
Property Address28610 SUNSET RD, VALLEY CENTER, CA 92082-6001
Document Number0000468670
Instrument DateOct 1, 2018
Instrument468670
Transaction TypeTransfer
Record UpdatedNov 16, 2018
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$715.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address28536 SUNSET RD VALLEY CENTER CA 920826028, VALLEY CENTER, CA 92082-6028

Mortgage

Document Number468672
DateNov 9, 2018
Instrument468672
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 8, 2048

November 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN DIEGO CA
Recording DateNov 9, 2018
Property Address28610 SUNSET RD, VALLEY CENTER, CA 92082-6001
Document Number0000468669
Instrument DateOct 1, 2018
Instrument468669
Transaction TypeTransfer
Record UpdatedNov 16, 2018
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28610 SUNSET RD VALLEY CENTER CA 920826001, VALLEY CENTER, CA 92082-6001

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictValley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$739,581 (+2%) Land $266,111 Building $473,470
2025$8,084.00 (+4.51%)$725,081 (+4.04%) Land $260,894 Building $464,187
2023$7,735.00 (+1.7%)$696,927 Land $250,764 Building $446,163
2022$7,606.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 92% of the US · above 75% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVALLEY CENTER MWD
serves 30,166 people · EPA ID CA3710026
Water SourcePurchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State InspectionApr 2021
Lead4 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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