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28547 Sunset Rd, Valley Center, CA 92082 Property Records

San Diego County property record for 28547 Sunset Rd, Valley Center, CA 92082 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,528 sqft · built 1981
Lot Size2.5 acres (108,900 sqft)
Owner2 Individual Names on File
Last Sale$617,000 (Feb 2020)
Tax Bill$5,829 (2025)
Deeds & MortgagesJul 2026 Mortgage
Feb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN188-141-06-00

Property Details

APN / Parcel Number

Primary APN188-141-06-00
Alternative APN
  • 1881405400

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,528 sqft Living Area

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Lot Area108,900 sqft
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Old Parcel Number1881405400
Street Address28547 SUNSET RD
CityVALLEY CENTER
StateCA
Zip92082-6029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAR 2 TR PM06015
Legal Tract6015
Legal Block3
Legal Lot Number2
JurisdictionSAN DIEGO CA
Township / Civil DivisionVALLEY CENTER
Census Block Group3
Census Block3006
Census Tract19111

Owner

Source: San Diego County records · APN 188-141-06-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address28547 SUNSET RD, VALLEY CENTER, CA 92082-6029
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2026Deed of Trust, Mortgage · Conventional Mortgage
BAY BANK TRUST COMPANY
Feb 12, 2020Grant Deed, Transfer · FHA Mortgage
AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 12, 2020 · Amount on Record
Deed SaleFeb 12, 2020 · Amount on Record
Prior SaleApr 01, 2015 · Amount on Record
Deed Document Number202072049
Prior Transfer DateMay 03, 2010
Prior Transfer Doc0000233584
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateJul 17, 2026
Property Address28547 SUNSET RD, VALLEY CENTER, CA 92082-6029
Document Number0000205531
Instrument DateJul 15, 2026
Instrument2026205531
Transaction TypeMortgage
Record UpdatedJul 27, 2026
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address28547 SUNSET RD, VALLEY CENTER, CA 92082-6029

Mortgage

Document Number0000205531,
DateJul 17, 2026
Instrument2026205531
Lender
NameBAY BANK TRUST COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate TypeAdjustable Rate
Rate6.47%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 12, 2020
Property Address28547 SUNSET RD, VALLEY CENTER, CA 92082-6029
Document Number0000072049
Map ReferenceFILE 77-215246
Instrument DateJan 21, 2020
Instrument2020-0072049
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyWFG TITLE COMPANY OF CA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address28547 SUNSET RD, VALLEY CENTER, CA 92082-6029

Mortgage

Document Number0000072050
DateFeb 12, 2020
Instrument2020-0072050
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictValley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$520,940 (+2%) Land $189,635 Building $331,305
2025$5,829.00 (+4.59%)$510,726 (+4.04%) Land $185,917 Building $324,809
2023$5,573.00 (+1.77%)$490,897 Land $178,699 Building $312,198
2022$5,476.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730191113, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskVery High
above 95% of the US · above 80% of California
Wildfire LikelihoodAbout 1 in 56 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 52 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Mediacom CommunicationsCable1,000 / 50
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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