2860 Spike Ct, Bradley, CA 93426 Property Records

San Luis Obispo County property record for 2860 Spike Ct, Bradley, CA 93426

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,972 sqft · built 1973
Lot Size	0.432 acres (18,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (Nov 2015)
Tax Bill	$6,859 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012-231-027`

Property Details

APN / Parcel Number

Primary APN	`012-231-027`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,972 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Wood
Lot Area	18,800 sqft (0.432 acres)
Terrain	Steep
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2860 SPIKE CT
City	BRADLEY
State	CA
Zip	93426-9611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TR 378 LT 27 LESS 50% MIN RTS
Legal Tract	378
Legal Block	2
Legal Lot Number	27
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	2
Census Block	2102
Census Tract	10017

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3239 ONEILL CT, SOQUEL, CA 95073-2236
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2015 · Amount on Record
Deed Sale	Nov 6, 2015 · Amount on Record
Prior Sale	Apr 2, 2010 · Amount on Record
Deed Document Number	201557147
Prior Transfer Date	Sep 25, 2009
Prior Transfer Doc	0000054014
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2860 SPIKE CT, BRADLEY, CA 93426-9611
Document Number	0000025907
Instrument Date	May 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3239 ONEILL CT SOQUEL CA 950732236, SOQUEL, CA 95073-2236

Mortgage

Document Number	0000025907
Date	May 29, 2020
Instrument	25907

Lender

Name	COASTHILLS CU
Address	LOMPOC, CA 93436

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.12%

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	San Miguel Joint Union Elementary School District (KG - 08)
Secondary School District	Paso Robles Joint Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$540,372 (+2%) Land $211,305 Building $329,067
2025	$6,859.00 (+10.7%)	$529,777 (+4.04%) Land $207,162 Building $322,615
2023	$6,196.00 (-1.6%)	$509,207 Land $199,118 Building $310,089
2022	$6,297.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NACIMIENTO WATER COMPANY private · serves 2,191 people · EPA ID CA4010027
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Oct 2024 Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ranch Wifi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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