2857 Spike Ct, Bradley, CA 93426 Property Records

San Luis Obispo County property record for 2857 Spike Ct, Bradley, CA 93426

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,128 sqft · built 1973
Lot Size	0.24 acres (10,454 sqft)
Owner	Company Name on Record
Last Sale	$420,000 (Apr 2018)
Tax Bill	$6,296 (2025)
Deeds & Mortgages	May 2024 Transfer May 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`012-231-025`

Property Details

APN / Parcel Number

Primary APN	`012-231-025`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,128 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Wood
Lot Area	10,454 sqft (0.24 acres)
Terrain	Below Road/Slope
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	2857 SPIKE CT
City	BRADLEY
State	CA
Zip	93426-9611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TR 378 LT 25 LESS 1/2 MIN RTS
Legal Subdivision	OAK SHORES
Legal Tract	378
Legal Block	2
Legal Lot Number	25
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	2
Census Block	2102
Census Tract	10017

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2857 SPIKE CT, BRADLEY, CA 93426-9611
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 7, 2024	Intrafamily Transfer, Transfer
May 25, 2021	Deed of Trust, Mortgage · Line of Credit NORTHROP GRUMMAN FCU
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Apr 10, 2018	Grant Deed, Transfer · Conventional with PMI WHOLESALE CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2018 · Amount on Record
Deed Sale	Apr 10, 2018 · Amount on Record
Prior Sale	Apr 25, 1997 · Amount on Record
Deed Document Number	201814279
Last Transfer Date	Apr 24, 2024
Transfer Doc	0000012024
Record Updated	Oct 29, 2026

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 7, 2024
Property Address	2857 SPIKE CT, BRADLEY, CA 93426-9611
Document Number	0000012024
Map Reference	MB 7 PG 42
Instrument Date	Apr 24, 2024
Instrument	2024012024
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2857 SPIKE CT, BRADLEY, CA 93426-9611

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2857 SPIKE CT, BRADLEY, CA 93426-9611
Transaction Type	Mortgage
Record Updated	Jun 3, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2857 SPIKE CT, BRADLEY, CA 93426-9611

Mortgage

Document Number	0000038401
Date	May 25, 2021
Instrument	2021038401

Lender

Name	NORTHROP GRUMMAN FCU
Type	Credit Union
Address	GARDENA, CA 90248

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 24, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2857 SPIKE CT, BRADLEY, CA 93426-9611
Transaction Type	Mortgage
Record Updated	Mar 11, 2021
Title Company	TIMIOS TITLE A CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2857 SPIKE CT, BRADLEY, CA 93426-9611

Mortgage

Document Number	0000015525
Date	Mar 1, 2021
Instrument	2021015525

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 10, 2018
Property Address	2857 SPIKE CT, BRADLEY, CA 93426-9611
Document Number	0000014279
Instrument Date	Mar 22, 2018
Instrument	14279
Transaction Type	Transfer
Record Updated	Apr 18, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5308 PINE GROVE CT BAKERSFIELD CA 933136097, BAKERSFIELD, CA 93313-6097

Mortgage

Document Number	14280
Date	Apr 10, 2018
Instrument	14280

Lender

Name	WHOLESALE CAP
Type	Funding / Finance Company
Address	MORENO VALLEY, CA 92553

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2048

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	San Miguel Joint Union Elementary School District (KG - 08)
Secondary School District	Paso Robles Joint Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$487,439 (+2%) Land $162,479 Building $324,960
2025	$6,296.00 (+11.12%)	$477,883 (+4.04%) Land $159,294 Building $318,589
2023	$5,666.00 (-1.55%)	$459,328 Land $153,109 Building $306,219
2022	$5,755.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NACIMIENTO WATER COMPANY private · serves 2,191 people · EPA ID CA4010027
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Oct 2024 Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ranch Wifi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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