2847 Coco Lakes Dr, Naples, FL 34105 Property Records

Collier County property record for 2847 Coco Lakes Dr, Naples, FL 34105

Property Summary

Property Type	Single Family Home
Details	2,328 sqft · built 2005
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$1,425,000 (Dec 2021)
Tax Bill	$7,339 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit Dec 2021 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`222350 204A23`

Property Details

APN / Parcel Number

Primary APN	`222350 204A23`
Alternative APN	`26169500548`

Interior

Stories	1 Story
Building Area	2,328 sqft Living Area
1st Floor Area	2,328 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2020
Construction Type	Masonry / Concrete Block
Lot Area	8,712 sqft (0.2 acres)
Pool Area	192 sqft
Deck Area	66 sqft

Location & Zoning

Street Address	2847 COCO LAKES DR
City	NAPLES
State	FL
Zip	34105-4512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	COCO LAKES LOT 20
Legal Range	25
Legal Township	49
Legal Section	23
Legal Subdivision	COCO LAKES
Legal Tract	222350
Legal Block	1
Legal Lot Number	20
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1003
Census Tract	10210

Owner

2847 Coco Lakes Dr is owned by an individual who bought it in December 2021.

Source: Collier County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	5881 SEA GRASS LN, NAPLES, FL 34116-5427
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2019	Deed of Trust, Mortgage · Line of Credit FINEMARK NATIONAL BANK & TRUST
Dec 22, 2021	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Feb 25, 2020	Loan Modification, Mortgage · Conventional Mortgage FINEMARK NAT'L BK&TR
Nov 15, 2019	Warranty Deed, Transfer · ARM FINEMARK NATIONAL BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2021 · Amount on File
Deed Sale	Dec 22, 2021 · Amount on File
Prior Sale	Nov 15, 2019 · Amount on File
Deed Document Number	20216179454
Deed Book / Page	6061 / 29
Prior Transfer Date	Oct 29, 2019
Prior Transfer Doc	0056893641
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2847 COCO LAKES DR, NAPLES, FL 34105-4512
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057103954
Date	Dec 26, 2019
Book Page	5710/3954
Instrument	5808651

Lender

Name	FINEMARK NATIONAL BANK & TRUST
Type	Bank
Address	NAPLES, FL 34108

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 22, 2021
Property Address	2847 COCO LAKES DR, NAPLES, FL 34105-4512
Document Number	0060610029
Book / Page	6061 / 29
Map Reference	MB 33 PG 27-29
Instrument Date	Dec 17, 2021
Instrument	6179454
Transaction Type	Transfer
Record Updated	Jan 11, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$9,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1428, NAPLES, FL 34106-1428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2847 COCO LAKES DR, NAPLES, FL 34105-4512

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Property Address	2847 COCO LAKES DR, NAPLES, FL 34105-4512
Document Number	0057342499
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	ACTION TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2847 COCO LAKES DR NAPLES FL 341054512, NAPLES, FL 34105-4512

Mortgage

Document Number	0057342499
Date	Mar 3, 2020
Book Page	005734/002499
Instrument	5837192

Lender

Name	FINEMARK NAT'L BK&TR
Type	Bank
Address	NAPLES, FL 34108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 15, 2019
Property Address	2847 COCO LAKES DR, NAPLES, FL 34105-4512
Document Number	0056953814
Book / Page	5695 / 3814
Map Reference	MB 33 PG 27-29
Instrument Date	Nov 4, 2019
Instrument	5791282
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ACTION TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$1,245.30
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2847 COCO LAKES DR, 2847, NAPLES, FL 34105-4512

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2847 COCO LAKES DR, NAPLES, FL 34105-4512

Mortgage

Document Number	0056953816
Date	Nov 15, 2019
Book Page	5695/3816
Instrument	5791283

Lender

Name	FINEMARK NATIONAL BANK & TRUST
Type	Bank
Address	NAPLES, FL 34108

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	9%

Tax Assessment & Valuation

The 2025 property tax bill for 2847 Coco Lakes Dr was $7,339, up 2.3% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$934,689 (+18.49%) Land $549,146 Building $385,543	$934,689 (-9.71%) Land $549,146 Building $385,543
2025	$7,339.00 (+2.31%) Homeowner's exemption Widower's exemption	$788,831	$1,035,211 Land $525,896 Building $509,315
2024	$7,173.00 (+0.76%)
2023	$7,119.00 (-3.46%) Homeowner's exemption Widower's exemption	$744,272 (+3%)	$976,801 (+4.29%) Land $444,705 Building $532,096
2022	$7,374.00 Homeowner's exemption Widower's exemption	$722,594	$936,636 Land $372,002 Building $564,634

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2847 Coco Lakes Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 117 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	117 in force
Nearby Flood Claims	10 (1995–2022)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2847 Coco Lakes Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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