Boone County property record for 2860 Brian Dr, Union, KY 41091
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,125 sqft · built 1995 |
| Lot Size | 5.48 acres (238,709 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (Nov 2018) |
| Tax Bill | $4,872 (2025) |
| Deeds & Mortgages | Jul 2017 Line of Credit Sep 2017 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 041.00-02-005.00 |
| Primary APN | 041.00-02-005.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,125 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Lot Area | 238,709 sqft (5.48 acres) |
| Garage Type | Attached |
| Garage Area | 726 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 348 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 2860 BRIAN DR |
|---|---|
| City | UNION |
| State | KY |
| Zip | 41091-7603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 TOM KELLY ESTATES (4.6766 AC) (41B-5) |
| Legal Subdivision | TOM KELLY ESTATES |
| Legal Lot Number | 5 |
| Jurisdiction | BOONE KY |
| Township / Civil Division | WALTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 70601 |
2860 Brian Dr is owned and occupied by an individual who bought it in November 2018.
Source: Boone County records, as of November 21, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2860 BRIAN DR, UNION, KY 41091-7603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 24, 2017 | Deed of Trust, Mortgage · Line of Credit HERITAGE BANK |
| Sep 7, 2017 | Deed of Trust, Mortgage · Conventional Mortgage VICTORY COMMUNITY BANK |
| Jun 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Mar 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VICTORY COMMUNITY BANK |
| Nov 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage VICTORY COMMUNITY BANK |
| Nov 14, 2018 | Warranty Deed, Transfer · Conventional Mortgage VICTORY COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2018 · Amount on File |
| Deed Sale | Nov 14, 2018 · Amount on File |
| Deed Document Number | 763655 |
| Deed Book / Page | D1118 / 123 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 2860 BRIAN DR, UNION, KY 41091-7603 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M4042/115 |
|---|---|
| Date | Jul 24, 2017 |
| Book Page | M4042/115 |
| Instrument | 731657 |
| Name | HERITAGE BANK |
|---|---|
| Type | Bank |
| Address | BURLINGTON, KY 41005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 25, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 2860 BRIAN DR, UNION, KY 41091-7603 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Title Company | HOMESTEAD TITLE AGENCY LP |
| Name | Verified Name |
|---|
| Document Number | 0M4053/293 |
|---|---|
| Date | Sep 7, 2017 |
| Book Page | M4053/293 |
| Instrument | 734795 |
| Name | VICTORY COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | FT MITCHELL, KY 41017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 2860 BRIAN DR, UNION, KY 41091-7603 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0M4189/397 |
|---|---|
| Date | Jun 10, 2019 |
| Book Page | M4189/397 |
| Instrument | 776088 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 2860 BRIAN DR, UNION, KY 41091-7603 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Title Company | HOMESTEAD TITLE AGENCY LP |
| Name | Verified Name |
|---|
| Document Number | 00M4276/20 |
|---|---|
| Date | Mar 27, 2020 |
| Book Page | M4276/20 |
| Instrument | 797943 |
| Name | VICTORY COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | FT MITCHELL, KY 41017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 2860 BRIAN DR, UNION, KY 41091-7603 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | HOMESTEAD TITLE AGENCY LP |
| Name | Verified Name |
|---|
| Document Number | M4148/510 |
|---|---|
| Date | Nov 14, 2018 |
| Book Page | M4148/510 |
| Instrument | 763656 |
| Name | VICTORY COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | FT MITCHELL, KY 41017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOONE KY |
| Recording Date | Nov 14, 2018 |
| Property Address | 2860 BRIAN DR, UNION, KY 41091-7603 |
| Document Number | 0D1118/123 |
| Book / Page | D1118 / 123 |
| Map Reference | SL 90B |
| Instrument Date | Nov 5, 2018 |
| Instrument | 763655 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Title Company | HOMESTEAD TITLE AGENCY LIMITED, HOMESTEAD TITLE AGENCY LTD |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2736 DAPHNE DR, 2736, UNION, KY 41091-8711 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2860 BRIAN DR, UNION, KY 41091-7603 |
| Document Number | 0000763656 |
|---|---|
| Date | Nov 14, 2018 |
| Instrument | 763656 |
| Name | VICTORY COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
The 2025 property tax bill for 2860 Brian Dr was $4,872.
Source: Boone County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boone County |
| Unified School District | Boone County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,872.00 | $429,300 Land $70,000 Building $359,300 | |
| 2024 | $429,300 (+6%) Land $70,000 Building $359,300 | ||
| 2023 | $4,683.00 (+3.01%) | $405,000 (-) Land $55,000 Building $350,000 | $405,000 (-) Land $55,000 Building $350,000 |
| 2022 | $4,546.00 | $405,000 Land $55,000 Building $350,000 | $405,000 Land $55,000 Building $350,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2860 Brian Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1996–1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2860 Brian Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
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