St. Johns County property record for 286 Whistling Run, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,115 sqft · built 2018 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $424,500 (Aug 2018) |
| Tax Bill | $7,524 (2025) |
| Deeds & Mortgages | Aug 2018 Sale & Mortgage Feb 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 028991-1290 |
| Primary APN | 028991-1290 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,115 sqft Living Area |
| Gross Area | 3,815 sqft |
| 1st Floor Area | 2,797 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 424 sqft |
| Deck Area | 883 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 286 WHISTLING RUN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-9367 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 80/21-28 GRAN LAKE PHASE 1C LOT 129 OR4605/234 |
| Legal Range | 28E |
| Legal Township | 07S |
| Legal Section | 41 |
| Legal Subdivision | GRAN LAKE PHASE 1C |
| Legal Phase | 1C |
| Legal Block | 1 |
| Legal Lot Number | 129 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20906 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 286 WHISTLING RUN, SAINT AUGUSTINE, FL 32092-9367 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2018 | Corporation Deed, Subdivision Related Transfer · Conventional Mortgage FIDELITY BANK |
| Feb 16, 2018 | Loan Modification, Mortgage · Line of Credit FIDELITY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2018 · Amount on Record |
| Deed Sale | Aug 30, 2018 · Amount on Record |
| Prior Sale | Jan 1, 2017 · Amount on Record |
| Deed Document Number | 201863268 |
| Deed Book / Page | 4605 / 234 |
| Record Updated | Jun 8, 2026 |
| Document Type | Corporation Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 30, 2018 |
| Property Address | 286 WHISTLING RUN, SAINT AUGUSTINE, FL 32092-9367 |
| Document Number | 0046050234 |
| Book / Page | 4605 / 0234 |
| Map Reference | MB80 PG21-28 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 2018063268 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 28, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4901 BELFORT RD STE 140, 4901, JACKSONVILLE, FL 32256-6020 |
| Name | Verified Name |
|---|---|
| Address | 2004 SCHINDLER DR NORTH MONMOUTH JCT, MONMOUTH JUNCTION, NJ 08852 |
| Document Number | 2018063269 |
|---|---|
| Date | Aug 30, 2018 |
| Instrument | 2018063269 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2033 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 16, 2018 |
| Property Address | 286 WHISTLING RUN, SAINT AUGUSTINE, FL 32092-9367 |
| Document Number | 0045040932 |
| Book / Page | 004504 / 000932 |
| Instrument Date | Feb 12, 2018 |
| Instrument | 10753 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4901 BELFORT RD #140 JACKSONVILLE FL 322566020, 140, JACKSONVILLE, FL 32256-6020 |
| Investor | Possibly a Property Investor |
| Document Number | 45040932 |
|---|---|
| Date | Feb 16, 2018 |
| Book Page | 004504/000932 |
| Instrument | 10753 |
| Name | FIDELITY BK |
|---|---|
| Type | Bank |
| Address | 7807 BAYMEADOWS RD E # 100, JACKSONVILLE, FL 32256-9665 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $530,574 (-2.28%) Land $125,000 Building $405,574 | $530,574 (-2.28%) Land $125,000 Building $405,574 | |
| 2025 | $7,524.00 (+12.53%) | $542,926 (-3.17%) | $542,926 (-3.17%) Land $115,000 Building $427,926 |
| 2024 | $6,686.00 (+7.41%) | $560,728 (+5.35%) | $560,728 (+5.35%) Land $110,000 Building $450,728 |
| 2023 | $6,225.00 (+11.38%) | $532,267 (+15.35%) | $532,267 (+15.35%) Land $106,000 Building $426,267 |
| 2022 | $5,589.00 | $461,441 | $461,441 Land $84,000 Building $377,441 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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