286 Vincent Cir, Middletown, DE 19709 Property Records

New Castle County property record for 286 Vincent Cir, Middletown, DE 19709

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,080 sqft · built 1999
Lot Size	0.05 acres (2,178 sqft)
Owner	Company Name on File
Last Sale	$295,000 (Feb 2026)
Tax Bill	$1,786 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-003.00-044`

Property Details

APN / Parcel Number

Primary APN	`23-003.00-044`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,080 sqft Living Area
1st Floor Area	540 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	122 ft deep x 18 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	286 VINCENT CIR
City	MIDDLETOWN
State	DE
Zip	19709-3000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	23R-3
Legal Subdivision	MIDDLETOWN VLGE SC C
Legal Lot Number	20
Jurisdiction	NEW CASTLE DE
Township / Civil Division	MIDDLETOWN-ODESSA
Census Block Group	4
Census Block	4000
Census Tract	16610

Owner

286 Vincent Cir is owned by a company that bought it in February 2026.

Source: New Castle County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	840 MERLIN DR, MIDDLETOWN, DE 19709-5865
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 6, 2023	Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2026 · Amount on File
Deed Sale	Feb 6, 2026 · Amount on File
Prior Sale	Jul 6, 2023
Deed Document Number	20269639
Record Updated	Oct 29, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Feb 6, 2026
Property Address	286 VINCENT CIR, MIDDLETOWN, DE 19709-3000
Document Number	0000009639
Map Reference	MF 13443
Instrument Date	Jan 13, 2026
Instrument	20260206-0009639
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 MERLIN DR, MIDDLETOWN, DE 19709-5865

Mortgage

Document Number	0000009643
Date	Feb 6, 2026
Instrument	20260206-0009643

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Jul 6, 2023
Property Address	286 VINCENT CIR, MIDDLETOWN, DE 19709-3000
Document Number	0000044111
Map Reference	MF 13443
Instrument Date	Jun 30, 2023
Instrument	20230706-0044111
Transaction Type	Transfer
Record Updated	Jul 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	286 VINCENT CIR, MIDDLETOWN, DE 19709-3000

Mortgage

Document Number	0000044115
Date	Jul 6, 2023
Instrument	20230706-0044115

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

Mortgage

Document Number	0000044116
Date	Jul 6, 2023
Instrument	20230706-0044116

Lender

Name	DELAWARE STATE HOUSING AUTHORITY
Type	Government Agency
Address	DOVER, DE 19901

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 286 Vincent Cir was $1,786, up 17.2% from the year before.

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Municipality	Middletown Town
Unified School District	Appoquinimink School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,786.00 (+17.19%)	$265,700 (+541.79%) Land $52,800 Building $212,900
2024	$1,524.00 (+19.53%)	$41,400 (-) Land $3,300 Building $38,100	$233,370
2023	$1,275.00 (+0.24%)	$41,400 (-) Land $3,300 Building $38,100
2022	$1,272.00	$41,400 Land $3,300 Building $38,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 286 Vincent Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 286 Vincent Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 17,700 people · EPA ID DE0000614
Water Source	Purchased surface water from ARTESIAN WATER COMPANY
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Xfinity.

Nearby Properties on Vincent Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures