282 Vincent Cir, Middletown, DE 19709 Property Records

New Castle County property record for 282 Vincent Cir, Middletown, DE 19709

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,080 sqft · built 1999
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$187,900 (Aug 2019)
Tax Bill	$1,783 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-003.00-046`

Property Details

APN / Parcel Number

Primary APN	`23-003.00-046`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,080 sqft Living Area
1st Floor Area	540 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	122 ft deep x 18 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	282 VINCENT CIR
City	MIDDLETOWN
State	DE
Zip	19709-3022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	23R-3
Legal Description	BEG AT POINT ON ELY SIDE OF VINCENT CIR 32 FT WIDE AT COR FOR L21
Legal Subdivision	MIDDLETOWN VLGE SC C
Legal Lot Number	22
Jurisdiction	NEW CASTLE DE
Township / Civil Division	MIDDLETOWN-ODESSA
Census Block Group	4
Census Block	4000
Census Tract	16610

Owner

Source: New Castle County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	282 VINCENT CIR, MIDDLETOWN, DE 19709-3022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Aug 2, 2019	Deed, Transfer · FHA Mortgage MERIDIAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2019 · Amount on Record
Deed Sale	Aug 2, 2019 · Amount on Record
Prior Sale	May 30, 2008 · Amount on Record
Deed Document Number	201959814
Prior Transfer Date	Jan 28, 2010
Prior Transfer Doc	0000010754
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Recording Date	Jun 18, 2026
Property Address	282 VINCENT CIR, MIDDLETOWN, DE 19709-3022
Document Number	0000045354
Instrument Date	Jun 10, 2026
Instrument	202645354
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 VINCENT CIR, MIDDLETOWN, DE 19709-3022

Mortgage

Document Number	0000045354,
Date	Jun 18, 2026
Instrument	202645354

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 6, 2046

Interest

Rate	6.36%
Max Rate	-1%

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Aug 2, 2019
Property Address	282 VINCENT CIR, MIDDLETOWN, DE 19709-3022
Document Number	0000059814
Instrument Date	Jul 30, 2019
Instrument	20190802-0059814
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 VINCENT CIR, MIDDLETOWN, DE 19709-3022

Mortgage

Document Number	0000059818
Date	Aug 2, 2019
Instrument	20190802-0059818

Lender

Name	MERIDIAN BANK
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Mortgage

Document Number	0000059819
Date	Aug 2, 2019
Instrument	20190802-0059819

Lender

Name	DELAWARE STATE HOUSING AUTHORITY
Type	Government Agency
Address	DOVER, DE 19901

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Municipality	Middletown Town
Unified School District	Appoquinimink School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,783.00 (+45.2%)	$265,200 (+564.66%) Land $52,800 Building $212,400
2024			$221,670
2023	$1,228.00 (+0.16%)	$39,900 (-) Land $3,300 Building $36,600
2022	$1,226.00	$39,900 Land $3,300 Building $36,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 17,700 people · EPA ID DE0000614
Water Source	Purchased surface water from ARTESIAN WATER COMPANY
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Xfinity.

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