286 Trout Brook Rd, Roscoe, NY 12776 Property Records

Sullivan County and Fremont Town property record for 286 Trout Brook Rd, Roscoe, NY 12776

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 2024
Lot Size	0.373 acres (16,275 sqft)
Owner	Company Name on Record
Last Sale	$820,000 (Jan 2026)
Tax Bill	$2,217 (2025)
Deeds & Mortgages	Aug 2026 Transfer Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`483200 4.-5-5`

Property Details

APN / Parcel Number

Primary APN	`483200 4.-5-5`
Alternative APN	`3200004 0005005000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Ranch
Lot Area	16,275 sqft (0.373 acres)
Lot Dimensions	210 ft deep x 77.5 ft wide
View / Lot	Waterfront
Porch	Open Porch
Porch Area	796 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	286 TROUT BROOK RD
City	ROSCOE
State	NY
Zip	12776
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LAKE MUSKODAY TRAILER
Legal Block	5
Legal Lot Number	5.000
Jurisdiction	SULLIVAN NY
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2003
Census Tract	950300

Owner

Source: Sullivan County and Fremont Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	286 TROUT BROOK RD, ROSCOE, NY 12776
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Quit Claim Deed, Transfer Quitclaim
Jan 9, 2026	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Oct 14, 2020	Grant Deed, Transfer B AND K ABSTRACT CORPORATION, B & K ABS CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2026 · Amount on Record
Deed Sale	Jan 9, 2026 · Amount on Record
Prior Sale	Oct 14, 2020 · Amount on Record
Deed Document Number	20262026-177
Last Transfer Date	Aug 26, 2026
Transfer Doc	0000006976
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SULLIVAN NY
Recording Date	Aug 31, 2026
Property Address	286 TROUT BROOK RD, ROSCOE, NY 12776
Document Number	0000006976
Instrument Date	Aug 26, 2026
Instrument	20266976
Transaction Type	Transfer
Record Updated	Sep 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 TROUT BROOK RD, ROSCOE, NY 12776

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SULLIVAN NY
Recording Date	Jan 9, 2026
Property Address	286 TROUT BROOK RD, ROSCOE, NY 12776-5928
Document Number	0000000077
Instrument Date	Dec 30, 2025
Instrument	2026-177
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 W 62ND ST APT 15G, 15G, NEW YORK, NY 10023-7020
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000078
Date	Jan 9, 2026
Instrument	2026-178

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SULLIVAN NY
Recording Date	Oct 14, 2020
Property Address	286 TROUT BROOK RD, FREMONT CENTER, NY 12736
Document Number	0000007679
Instrument Date	Oct 1, 2020
Instrument	7679
Transaction Type	Transfer
Record Updated	Nov 11, 2020
Title Company	B AND K ABSTRACT CORPORATION, B & K ABS CORP

Transaction

Amount	Amount Recorded
Tax	$590.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 95 HORTONVILLE NY 127450095, HORTONVILLE, NY 12745-0095

Tax Assessment & Valuation

Source: Sullivan County and Fremont Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Sullivan County
County Subdivision	Fremont Town
Unified School District	Roscoe Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,217.00 (-64.97%)	$37,600 (-83.08%) Land $37,600	$115,692 (-83.08%) Land $115,692
2024	$6,329.00	$222,200 (+344.4%) Land $37,600 Building $184,600	$683,692 (+467.46%) Land $115,692 Building $568,000
2023		$50,000 (-) Land $33,400 Building $16,600	$120,482 (+20.48%) Land $80,482 Building $40,000
2022		$50,000 Land $33,400 Building $16,600	$100,000 Land $66,800 Building $33,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (2017–2021)
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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