286 Stow Creek Rd, Ruston, LA 71270 Property Records

Lincoln Parish property record for 286 Stow Creek Rd, Ruston, LA 71270

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,030 sqft · built 1992
Lot Size	1.72 acres (74,923 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Mar 2022)
Tax Bill	$2,729 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Apr 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`33192183056`

Property Details

APN / Parcel Number

Primary APN	`33192183056`
Alternative APN	`19363`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,030 sqft Living Area
Gross Area	4,605 sqft

Exterior

Year Built	Built 1992
Lot Area	74,923 sqft (1.72 acres)
Porch	Porch
Porch Area	1,575 sqft

Location & Zoning

Street Address	286 STOW CREEK RD
City	RUSTON
State	LA
Zip	71270-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT #56 STOW CREEK PLACE UNIT #3 (FROM HR & WA JONES DOUGLAS RD LAND CO) (722-243) (E-37406) (0501426500) (FROM JAMES H
Legal Subdivision	STOW CREEK
Legal Block	3
Legal Lot Number	56
Legal Unit	3
Jurisdiction	LINCOLN LA
Township / Civil Division	5
Census Block Group	1
Census Block	1027
Census Tract	960702

Owner

Source: Lincoln Parish assessment roll, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	286 STOW CREEK RD, RUSTON, LA 71270-1641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Deed, Transfer · Stand-Alone First Mortgage ORIGIN BANK
Apr 6, 2018	Deed of Trust, Mortgage ORIGIN BANK
Oct 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ORIGIN BANK
Dec 7, 2018	Deed, Transfer · Stand-Alone First Mortgage ORIGIN BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 25, 2022 · Amount on Record
Deed Sale	Mar 25, 2022 · Amount on Record
Prior Sale	Dec 7, 2018 · Amount on Record
Deed Document Number	203269
Record Updated	Jun 8, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LINCOLN LA
Recording Date	Mar 25, 2022
Property Address	286 STOW CREEK RD, RUSTON, LA 71270-1641
Document Number	0000203269
Instrument Date	Mar 25, 2022
Instrument	203269
Transaction Type	Transfer
Record Updated	Apr 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 STOW CREEK RD, RUSTON, LA 71270-1641

Mortgage

Document Number	0000203270
Date	Mar 25, 2022
Instrument	203270

Lender

Name	ORIGIN BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN LA
Property Address	286 STOW CREEK RD, RUSTON, LA 71270-1641
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	F175773
Date	Apr 6, 2018
Instrument	F175773

Lender

Name	ORIGIN BANK
Type	Bank

Agreement

Amount	Amount Recorded

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN LA
Property Address	286 STOW CREEK RD, RUSTON, LA 71270-1641
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	F172367
Date	Oct 6, 2017
Instrument	F172367

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2032

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN LA
Property Address	286 STOW CREEK RD, RUSTON, LA 71270-1641
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	185582
Date	Aug 30, 2019
Instrument	185582

Lender

Name	ORIGIN BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LINCOLN LA
Recording Date	Dec 7, 2018
Property Address	286 STOW CREEK RD, RUSTON, LA 71270-1641
Document Number	000F180755
Instrument Date	Dec 7, 2018
Instrument	F180755
Transaction Type	Transfer
Record Updated	Jan 13, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000F180756
Date	Dec 7, 2018
Instrument	F180756

Lender

Name	ORIGIN BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	F180755
Date	Dec 7, 2018
Instrument	F180755

Lender

Name	ORIGIN BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Lincoln Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	Lincoln Parish
Unified School District	Lincoln Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,729.00 (-15.25%) Homeowner's exemption	$33,282 (-12.82%) Land $2,489 Building $30,793	$332,818 (-12.82%) Land $24,890 Building $307,928
2023	$3,220.00 Homeowner's exemption	$38,175 Land $4,385 Building $33,790	$381,751 Land $43,850 Building $337,901

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 9, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER WARD 1 WATERWORKS DISTRICT serves 3,333 people · EPA ID LA1061007
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Nov 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Cable	940 / 35
318 HighSpeed Fixed Wireless · not low latency	500 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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