238 Stow Creek Rd, Ruston, LA 71270 Property Records

Lincoln Parish property record for 238 Stow Creek Rd, Ruston, LA 71270

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,280 sqft · built 1982
Lot Size	1.74 acres (75,794 sqft)
Owner	Individual Name on Record
Last Sale	$261,500 (Aug 2014)
Tax Bill	$2,566 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33192183053`

Property Details

APN / Parcel Number

Primary APN	`33192183053`
Alternative APN	`18492`

Interior

Full Baths	3 Baths
Building Area	2,280 sqft Living Area
Gross Area	3,378 sqft

Exterior

Year Built	Built 1982
Lot Area	75,794 sqft (1.74 acres)
Porch	Porch
Porch Area	1,098 sqft

Location & Zoning

Street Address	238 STOW CREEK RD
City	RUSTON
State	LA
Zip	71270-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 53 OF STOW CREEK PLACE UNIT 3 A SUBD TO L/P LA (FROM HR & WA JONES DOUGLAS RD LAND CO) (297-330) (FROM ROBERT B STANLEY
Legal Subdivision	STOW CREEK
Legal Block	3
Legal Lot Number	53
Legal Unit	3
Jurisdiction	LINCOLN LA
Township / Civil Division	5
Census Block Group	1
Census Block	1027
Census Tract	960702

Owner

Source: Lincoln Parish records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	238 STOW CREEK RD, RUSTON, LA 71270-1641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Feb 23, 2022	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Sep 6, 2017	Deed of Trust, Mortgage · ARM R M K FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2014 · Amount on Record
Deed Sale	Aug 14, 2014 · Amount on Record
Prior Sale	Mar 30, 2007 · Amount on Record
Deed Document Number	0001347485
Deed Book / Page	1347 / 485
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN LA
Recording Date	Jul 27, 2026
Property Address	238 STOW CREEK RD, RUSTON, LA 71270-1641
Document Number	0000228484
Instrument Date	Jul 15, 2026
Instrument	2026228484
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 STOW CREEK RD, RUSTON, LA 71270-1641

Mortgage

Document Number	0000228484,
Date	Jul 27, 2026
Instrument	2026228484

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN LA
Property Address	238 STOW CREEK RD, RUSTON, LA 71270-1641
Transaction Type	Mortgage
Record Updated	Mar 23, 2022
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000202720
Date	Feb 23, 2022
Instrument	202720

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN LA
Property Address	238 STOW CREEK RD, RUSTON, LA 71270-1641
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	F171758
Date	Sep 6, 2017
Instrument	F171758

Lender

Name	R M K FINANCIAL CORP
Type	Mortgage Company
Address	ONTARIO, CA 91761

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	3.75%
Index	1-Year CMT
Max Rate	5%

Tax Assessment & Valuation

Source: Lincoln Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	Lincoln Parish
Unified School District	Lincoln Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,566.00 (+9.85%) Homeowner's exemption	$31,239 (+13.8%) Land $2,493 Building $28,746	$312,385 (+13.8%) Land $24,930 Building $287,455
2023	$2,336.00 Homeowner's exemption	$27,451 Land $4,420 Building $23,031	$274,509 Land $44,200 Building $230,309

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 9, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER WARD 1 WATERWORKS DISTRICT serves 3,333 people · EPA ID LA1061007
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Nov 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
318 High Speed Fixed Wireless · not low latency	500 / 100

Cell Coverage

4G LTE only, no 5G reported

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