St. Croix County property record for 286 State Rd 65, River Falls, WI 54022
| Property Type | Single Family Home |
|---|---|
| Lot Size | 5.26 acres (229,300 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $500,000 (Aug 2025) |
| Tax Bill | $4,848 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Sep 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21.28.18.325A-25 |
| Primary APN | 21.28.18.325A-25 |
|---|---|
| Alternative APNs |
|
| Lot Area | 229,300 sqft (5.26 acres) |
|---|
| Street Address | 286 STATE ROAD 65 |
|---|---|
| City | RIVER FALLS |
| State | WI |
| Zip | 54022-5744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 21 T28N R18W PT NE NW CSM 28-6467 LOT 2 |
| Legal Range | 18W |
| Legal Township | 28N |
| Legal Section | 21 |
| Legal Subdivision | TOWN OF KINNICKINNIC |
| Legal Lot Number | 2 |
| Jurisdiction | ST CROIX WI |
| Township / Civil Division | KINNICKINNIC |
| Census Block Group | 3 |
| Census Block | 3075 |
| Census Tract | 120904 |
Source: St. Croix County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 286 STATE ROAD 65, RIVER FALLS, WI 54022-5744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BARRETT FINANCIAL GROUP LLC |
| Sep 16, 2025 | Deed of Trust, Mortgage · Conventional Mortgage BARRETT FINANCIAL GROUP LLC |
| Aug 22, 2025 | Deed, Transfer MURPHY TRUST |
| Nov 27, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2025 · Amount on Record |
| Deed Sale | Aug 22, 2025 · Amount on Record |
| Deed Document Number | 20251196571 |
| Prior Transfer Date | Apr 4, 2025 |
| Prior Transfer Doc | 0001190724 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | Apr 6, 2026 |
| Property Address | 286 STATE ROAD 65, RIVER FALLS, WI 54022-5744 |
| Document Number | 0001205680 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 20261205680 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 286 STATE ROAD 65, RIVER FALLS, WI 54022-5744 |
| Document Number | 0001205680, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 20261205680 |
| Name | BARRETT FINANCIAL GROUP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 286 STATE ROAD 65, RIVER FALLS, WI 54022-5744 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 286 STATE ROAD 65, RIVER FALLS, WI 54022-5744 |
| Document Number | 0001197703 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | 1197703 |
| Name | BARRETT FINANCIAL GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANDLER, AZ 85286 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | Aug 22, 2025 |
| Property Address | 286 STATE ROAD 65, RIVER FALLS, WI 54022-5744 |
| Document Number | 0001196571 |
| Map Reference | DOC 1062334 |
| Instrument Date | Aug 21, 2025 |
| Instrument | 1196571 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 286 STATE ROAD 65, RIVER FALLS, WI 54022-5744 |
| Document Number | 0001196573 |
|---|---|
| Date | Aug 22, 2025 |
| Instrument | 1196573 |
| Name | MURPHY TRUST |
|---|---|
| Type | Private Party |
| Amount | Amount Recorded |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | Nov 27, 2023 |
| Property Address | 286 STATE ROAD 65, RIVER FALLS, WI 54022-5744 |
| Document Number | 0001173659 |
| Map Reference | DOC 1062334 |
| Instrument Date | Nov 21, 2023 |
| Instrument | 1173659 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
Source: St. Croix County assessment roll, as of February 20, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | St. Croix County |
| County Subdivision | Kinnickinnic Town |
| Unified School District | River Falls School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,848.00 Homeowner's exemption | ||
| 2025 | $4,848.00 (-1.8%) Homeowner's exemption | $342,900 (-) Land $100,000 Building $242,900 | $342,900 (-) Land $100,000 Building $242,900 |
| 2024 | $4,937.00 (+11.9%) Homeowner's exemption | $342,900 (-) Land $100,000 Building $242,900 | $342,900 (-) Land $100,000 Building $242,900 |
| 2023 | $4,412.00 (+3.4%) Homeowner's exemption | $342,900 (-) Land $100,000 Building $242,900 | $342,900 (-) Land $100,000 Building $242,900 |
| 2022 | $4,267.00 Homeowner's exemption | $342,900 Land $100,000 Building $242,900 | $342,900 Land $100,000 Building $242,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (2014–2020) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Jun 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Swiftcurrent Connect Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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