249 State Rd 65, River Falls, WI 54022 Property Records

St. Croix County property record for 249 State Rd 65, River Falls, WI 54022

Property Summary

Property TypeTimberland, Forest, Woodland Vacant Land
Lot Size22.8 acres (995,912 sqft)
Owner2 Individual Names on Record
Tax Bill$8,636 (2026)
Deeds & MortgagesAug 2026 Transfer
Feb 2022 Construction Loan
+ 2 more
Flood ZoneZone AE (high risk)
APN20.28.18.318A-20

Property Details

APN / Parcel Number

Primary APN20.28.18.318A-20
Alternative APN
  • 022-1057-80-020

Exterior

Lot Area995,912 sqft (22.8 acres)

Location & Zoning

Street Address249 STATE ROAD 65
CityRIVER FALLS
StateWI
Zip54022-5733
Property CategoryVacant Land
Property TypeVacant Land > Timberland, Forest, Woodland
Legal DescriptionSEC 20 T28N R18W PT NW SE CSM 30-6880 LOT 2
Legal Range18W
Legal Township28N
Legal Section20
Legal Lot Number2
JurisdictionST CROIX WI
Township / Civil DivisionKINNICKINNIC
Census Block Group3
Census Block3077
Census Tract120904

Owner

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address249 STATE ROAD 65, RIVER FALLS, WI 54022-5733
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
Feb 2, 2022Deed of Trust, Mortgage · Construction Mortgage
FALCON NATIONAL BANK
Sep 18, 2023Deed of Trust, Mortgage · Line of Credit
BAY EQUITY LLC
Oct 1, 2025Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 3, 2026
Transfer Doc0001210998
Record UpdatedOct 29, 2026

August 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionST CROIX WI
Recording DateAug 3, 2026
Property Address249 STATE ROAD 65, RIVER FALLS, WI 54022-5733
Document Number0001210998
Instrument DateAug 3, 2026
Instrument20261210998
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Percentage Unclear
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address249 STATE ROAD 65, RIVER FALLS, WI 54022-5733

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CROIX WI
Property Address249 STATE ROAD 65, RIVER FALLS, WI 54022-5733
Transaction TypeMortgage
Record UpdatedFeb 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001147925
DateFeb 2, 2022
Instrument1147925
Lender
NameFALCON NATIONAL BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CROIX WI
Property Address249 STATE ROAD 65, RIVER FALLS, WI 54022-5733
Transaction TypeMortgage
Record UpdatedFeb 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001171123
DateSep 18, 2023
Instrument1171123
Lender
NameBAY EQUITY LLC
TypeFunding / Finance Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 1, 2053

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CROIX WI
Property Address249 STATE ROAD 65, RIVER FALLS, WI 54022-5733
Transaction TypeMortgage
Record UpdatedFeb 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address249 STATE ROAD 65, RIVER FALLS, WI 54022-5733

Mortgage

Document Number0001198385
DateOct 1, 2025
Instrument1198385
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2055

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountySt. Croix County
County SubdivisionKinnickinnic Town
Unified School DistrictRiver Falls School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,636.00 Homeowner's exemption
2025$8,636.00 (+10.35%) Homeowner's exemption$597,800 (+0.93%) Land $100,300 Building $497,500$597,800 (+0.93%) Land $100,300 Building $497,500
2023$7,826.00 Homeowner's exemption$592,300 Land $100,200 Building $492,100$592,300 Land $100,200 Building $492,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies4 in force
Nearby Flood Claims5 (2014–2020)
Claims Outside the SFHA4 of 5
Most Recent ClaimJun 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Swiftcurrent Connect
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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