Bergen County and Park Ridge Borough property record for 286 Spring Valley Rd, Park Ridge, NJ 07656
| Property Type | Single Family Home |
|---|---|
| Details | 1,204 sqft · built 1960 |
| Lot Size | 0.43 acres (18,748 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Aug 2015) |
| Tax Bill | $13,232 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-00601-0000-00025 |
| Primary APN | 47-00601-0000-00025 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,204 sqft Living Area |
| 1st Floor Area | 1,204 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Frame |
| Lot Area | 18,748 sqft (0.43 acres) |
| Lot Dimensions | 150 ft deep x 125 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 060125 |
|---|---|
| Street Address | 286 SPRING VALLEY RD |
| City | PARK RIDGE |
| State | NJ |
| Zip | 07656-1018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | 125X150 1.0LT |
| Legal Subdivision | SPRING VLY ROAD |
| Legal Block | 601 |
| Legal Lot Number | 25 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | PARK RIDGE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 43001 |
286 Spring Valley Rd is owned and occupied by an individual who acquired it in November 2021.
Source: Bergen County and Park Ridge Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 286 SPRING VALLEY RD, PARK RIDGE, NJ 07656-1018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 27, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage GARDEN STATE HOME LOANS INC |
| Feb 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2015 · Amount on File |
| Deed Sale | Aug 3, 2015 · Amount on File |
| Prior Sale | Jun 3, 2008 · Amount on File |
| Deed Document Number | 201557733 |
| Deed Book / Page | 2011 / 1629 |
| Last Transfer Date | Nov 2, 2021 |
| Transfer Doc | 0045090899 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 27, 2021 |
| Property Address | 286 SPRING VALLEY RD, PARK RIDGE, NJ 07656-1018 |
| Document Number | 0045090899 |
| Book / Page | 4509 / 899 |
| Instrument Date | Nov 2, 2021 |
| Instrument | 2021186525 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2022 |
| Title Company | WINTER TITLE AGENCY INC, HUNTER TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 286 SPRING VALLEY RD, PARK RIDGE, NJ 07656-1018 |
| Document Number | 2021186526 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 2021186526 |
| Name | GARDEN STATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 286 SPRING VALLEY RD, PARK RIDGE, NJ 07656-1018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0039491818 |
|---|---|
| Date | Feb 9, 2021 |
| Book Page | 3949/1818 |
| Instrument | 2021017257 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Jan 1, 2036 |
The 2025 property tax bill for 286 Spring Valley Rd was $13,232, up 2.6% from the year before.
Source: Bergen County and Park Ridge Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Park Ridge Borough |
| Unified School District | Park Ridge Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $397,000 (-) Land $276,800 Building $120,200 | $397,000 (-) Land $276,800 Building $120,200 | |
| 2025 | $13,232.00 (+2.61%) | $397,000 Land $276,800 Building $120,200 | $397,000 Land $276,800 Building $120,200 |
| 2024 | $12,895.00 | ||
| 2023 | $397,000 Land $276,800 Building $120,200 | $397,000 Land $276,800 Building $120,200 | |
| 2022 | $12,263.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 286 Spring Valley Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2005–2007) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 286 Spring Valley Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PARK RIDGE WATER DEPT serves 16,466 people · EPA ID NJ0247001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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