285 Spring Valley Rd, Park Ridge, NJ 07656 Property Records

Bergen County and Park Ridge Borough property record for 285 Spring Valley Rd, Park Ridge, NJ 07656

Property Summary

Property TypeSingle Family Home
Details1,448 sqft · built 1960
Lot Size0.23 acres (10,001 sqft)
Owner2 Company Names on Record
Last Sale$765,000 (Sep 2025)
Tax Bill$11,346 (2025)
Deeds & MortgagesSep 2022 Mortgage
May 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN47-00101-0000-00004

Property Details

APN / Parcel Number

Primary APN47-00101-0000-00004
Alternative APNs
  • 470010100004
  • 010104

Interior

Stories1 Story
Building Area1,448 sqft Living Area
1st Floor Area1,448 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Construction TypeFrame
Lot Area10,001 sqft (0.23 acres)
Lot Dimensions100 ft deep x 100 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number010104
Street Address285 SPRING VALLEY RD
CityPARK RIDGE
StateNJ
Zip07656-1017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal Description100X100 1.0LT
Legal SubdivisionBOROUGH/PK RDG
Legal Block101
Legal Lot Number4
JurisdictionBERGEN NJ
Township / Civil DivisionPARK RIDGE
Census Block Group2
Census Block2000
Census Tract43001

Owner

Source: Bergen County and Park Ridge Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address285 SPRING VALLEY RD, PARK RIDGE, NJ 07656-1017
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Living Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2022Deed of Trust, Mortgage · Conventional Mortgage
US MORTGAGELINE
May 23, 2022Deed, Transfer
WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO
Jul 7, 2017Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 2025 · Amount on Record
Deed SaleSep 2, 2025 · Amount on Record
Prior SaleMay 23, 2022 · Amount on Record
Deed Document Number202560101
Deed Book / Page5589 / 1937
Prior Transfer DateMay 30, 2025
Prior Transfer Doc0000050468
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address285 SPRING VALLEY RD, PARK RIDGE, NJ 07656-1017
Transaction TypeMortgage
Record UpdatedOct 13, 2022
Title CompanyFIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0047990057
DateSep 7, 2022
Book Page4799/57
Instrument2022088361
Lender
NameUS MORTGAGELINE
TypeMortgage Company
AddressBALA CYNWYD, PA 19004
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2037

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateMay 23, 2022
Property Address285 SPRING VALLEY RD, PARK RIDGE, NJ 07656-1017
Document Number0046890342
Book / Page4689 / 342
Instrument DateMay 2, 2022
Instrument2022053169
Transaction TypeTransfer
Record UpdatedJul 5, 2022
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

AmountAmount Recorded
Tax$5,185.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address285 SPRING VALLEY RD, 285, PARK RIDGE, NJ 07656-1017

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 HARRISON ST, LEONIA, NJ 07605-1609

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address285 SPRING VALLEY RD, PARK RIDGE, NJ 07656-1017
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWESTCOR LAND TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0026581858
DateJul 7, 2017
Book Page02658/1858
Instrument17-051194.01
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: Bergen County and Park Ridge Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityPark Ridge Borough
Unified School DistrictPark Ridge Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$340,400 (-) Land $231,800 Building $108,600$340,400 (-) Land $231,800 Building $108,600
2025$11,346.00 (+2.62%)$340,400 (-) Land $231,800 Building $108,600$340,400 (-) Land $231,800 Building $108,600
2024$11,056.00 (+5.16%)
2023$340,400 Land $231,800 Building $108,600$340,400 Land $231,800 Building $108,600
2022$10,514.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1979–2006)
Claims Outside the SFHA2 of 3
Most Recent ClaimNov 2006

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPARK RIDGE WATER DEPT
serves 16,466 people · EPA ID NJ0247001
Water SourceGroundwater
Last State InspectionMar 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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