Westerly Town property record for 286 Shore Rd, Westerly, RI 02891 · Last verified June 2026
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,428 sqft · built 1957 |
| Lot Size | 0.36 acres (15,681 sqft) |
| Owner | Individual Name on File |
| Last Sale | $331,000 (Nov 2018) |
| Tax Bill | $3,928 (2025) |
| Deeds & Mortgages | Apr 2021 Refinance Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:131 B:72 |
| Primary APN | WEST M:131 B:72 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,428 sqft Living Area |
| Gross Area | 2,303 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,681 sqft (0.36 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 2013350 |
|---|---|
| Street Address | 286 SHORE RD |
| City | WESTERLY |
| State | RI |
| Zip | 02891-3949 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Block | 72 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 50902 |
Source: Westerly Town records · APN WEST M:131 B:72
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 107 WAYNE AVE, WHITE PLAINS, NY 10606-2114 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BETTER MORTGAGE CORP |
| Nov 09, 2018 | Warranty Deed, Transfer · Conventional Mortgage CITIBANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 09, 2018 · Amount on Record |
| Deed Sale | Nov 09, 2018 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 286 SHORE RD, WESTERLY, RI 02891-3949 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2021-10073 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | 2021/10073 |
| Instrument | 2021-2264 |
| Name | BETTER MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Nov 09, 2018 |
| Property Address | 286 SHORE RD, WESTERLY, RI 02891-3949 |
| Document Number | 2018-9050 |
| Book / Page | 002018 / 019050 |
| Instrument Date | Nov 06, 2018 |
| Instrument | 4756 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $331.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 107 WAYNE AVE WHITE PLAINS NY 106062114, WHITE PLAINS, NY 10606-2114 |
| Document Number | 2018-9052 |
|---|---|
| Date | Nov 09, 2018 |
| Book Page | 002018/019052 |
| Instrument | 4757 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 08, 2048 |
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,928.00 (+14.15%) | $552,400 (+54.43%) Land $285,200 Building $267,200 |
| 2023 | $3,441.00 (+0.61%) | $357,700 (-) Land $203,700 Building $154,000 |
| 2022 | $3,420.00 | $357,700 Land $203,700 Building $154,000 |
Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090509023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 17 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force 7 of 17 on primary residences |
| Nearby Flood Claims | 2 (2009–2010) |
| Most Recent Claim | Mar 2010, rainfall accumulation, Severe Storms And Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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