282 Shore Rd, #B, Westerly, RI 02891 Property Records

Westerly Town property record for 282 Shore Rd, #B, Westerly, RI 02891

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,399 sqft · built 1988
Owner	2 Individual Names on Record
Last Sale	$474,900 (Apr 2021)
Tax Bill	$4,609 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:131 B:47-G L:4-A`

Property Details

APN / Parcel Number

Primary APN	`M:131 B:47-G L:4-A`
Alternative APNs	`WEST M:131 B:47 L:G U:4A` `2103424`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,399 sqft Living Area
Gross Area	2,423 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2103424
Street Address	282 SHORE RD, B
City	WESTERLY
State	RI
Zip	02891-3948
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	47
Legal Lot Number	G
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	3
Census Block	3052
Census Tract	50902

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	282 SHORE RD, B, WESTERLY, RI 02891-3948
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS INC
Jul 20, 2020	Warranty Deed, Transfer · Conventional with PMI HOME LN & INV BK
Nov 8, 2019	Trustee's Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2021 · Amount on Record
Deed Sale	Apr 8, 2021 · Amount on Record
Prior Sale	Jul 20, 2020 · Amount on Record
Deed Document Number	20212041
Deed Book / Page	2021 / 9004
Prior Transfer Date	Nov 7, 2019
Prior Transfer Doc	2019-19109
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Apr 8, 2021
Property Address	282 SHORE RD # B, B, WESTERLY, RI 02891-3948
Document Number	2021-9004
Book / Page	2021 / 9004
Instrument Date	Apr 8, 2021
Instrument	2021-2041
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	20212042
Date	Apr 8, 2021
Instrument	2021-2042

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Jul 20, 2020
Property Address	282 SHORE RD # B, B, WESTERLY, RI 02891-3948
Document Number	2020-4107
Book / Page	002020 / 014107
Instrument Date	Jul 10, 2020
Instrument	3263
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$402.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 PARK ST MANCHESTER CT 060405928, MANCHESTER, CT 06040-5928

Mortgage

Document Number	2020-4111
Date	Jul 20, 2020
Book Page	002020/014111
Instrument	3264

Lender

Name	HOME LN & INV BK
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2050

November 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	WESTERLY RI
Recording Date	Nov 8, 2019
Property Address	282 SHORE RD # B, B, WESTERLY, RI 02891-3948
Document Number	2019-9109
Book / Page	002019 / 019109
Instrument Date	Nov 7, 2019
Instrument	4851
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	33 WINDMILL SPGS GRANBY CT 060352316, GRANBY, CT 06035-2316

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,609.00 (+2.63%)	$648,300 (+38.88%) Building $648,300	$716,224
2023	$4,491.00 (+0.63%)	$466,800 (-) Building $466,800
2022	$4,463.00	$466,800 Building $466,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (2009–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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