286 School St, Berwick, ME 03901 Property Records

York County and Berwick Town property record for 286 School St, Berwick, ME 03901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,344 sqft · built 1860
Lot Size	2.8 acres (121,968 sqft)
Owner	Company Name on Record
Last Sale	$175,000 (Aug 2025)
Tax Bill	$3,183 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BERW M:R049 B:5`

Property Details

APN / Parcel Number

Primary APN	`BERW M:R049 B:5`
Alternative APN	`1887`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,344 sqft Living Area
Gross Area	2,968 sqft
1st Floor Area	1,635 sqft
Basement Area	324 sqft
Unfinished Basement	324 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Conventional
Exterior Material	Shingles
Roof Type	Gable
Roof Material	Asphalt
Lot Area	121,968 sqft (2.8 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1887
Street Address	286 SCHOOL ST
City	BERWICK
State	ME
Zip	03901-2726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2&R3
Legal Block	5
Jurisdiction	BERWICK ME
Township / Civil Division	BERWICK
Census Block Group	1
Census Block	1007
Census Tract	32001

Owner

Source: York County and Berwick Town records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	86 BEECH RIDGE RD, ELIOT, ME 03903-1602
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust
Dec 23, 2025	Deed of Trust, Mortgage LOON ISLAND CAPITAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2025 · Amount on Record
Deed Sale	Aug 25, 2025 · Amount on Record
Deed Document Number	20252025029532
Deed Book / Page	19726 / 602
Record Updated	Oct 29, 2026

July 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	BERWICK ME
Recording Date	Jul 13, 2026
Property Address	286 SCHOOL ST, BERWICK, ME 03901-2726
Document Number	0000024320
Book / Page	19945 / 581
Instrument Date	Jul 10, 2026
Instrument	202624320
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024320,
Date	Jul 13, 2026
Book Page	19945/581
Instrument	202624320

Lender

Agreement

Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.52%
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERWICK ME
Property Address	286 SCHOOL ST, BERWICK, ME 03901-2726
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0198120851
Date	Dec 23, 2025
Book Page	19812/851
Instrument	2025046574

Lender

Name	LOON ISLAND CAPITAL

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and Berwick Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Berwick Town
Unified School District	School Administrative District 60 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,183.00 (+4.57%)	$244,100 (-) Land $112,200 Building $131,900
2024	$3,044.00 (-6.08%)	$244,100 (+37.99%) Land $112,200 Building $131,900
2023	$3,241.00 (+0.56%)	$176,900 (-) Land $79,000 Building $97,900	$529,435
2022	$3,223.00	$176,900 Land $79,000 Building $97,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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