282 School St, Berwick, ME 03901 Property Records

York County and Berwick Town property record for 282 School St, Berwick, ME 03901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,358 sqft · built 1860
Lot Size	5.03 acres (219,107 sqft)
Owner	Individual Name on Record
Tax Bill	$6,048 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Dec 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BERW M:R049 B:6`

Property Details

APN / Parcel Number

Primary APN	`BERW M:R049 B:6`
Alternative APN	`1889`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,358 sqft Living Area
Gross Area	3,024 sqft
1st Floor Area	1,050 sqft
Basement Area	1,050 sqft
Unfinished Basement	1,050 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	219,107 sqft (5.03 acres)
Parking Spaces	1 Parking Space
Greenhouse	Greenhouse
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1889
Street Address	282 SCHOOL ST
City	BERWICK
State	ME
Zip	03901-2726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2&R3
Legal Block	6
Jurisdiction	BERWICK ME
Township / Civil Division	BERWICK
Census Block Group	1
Census Block	1011
Census Tract	32001

Owner

Source: York County and Berwick Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	282 SCHOOL ST, BERWICK, ME 03901-2726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) HOLY ROSARY CU
Dec 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ENVOY MORTGAGE LTD
Dec 16, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERWICK ME
Property Address	282 SCHOOL ST, BERWICK, ME 03901-2726
Transaction Type	Mortgage
Record Updated	Feb 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191870741
Date	Jan 24, 2023
Book Page	19187/741
Instrument	2023001909

Lender

Name	HOLY ROSARY CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2038

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERWICK ME
Property Address	282 SCHOOL ST, BERWICK, ME 03901-2726
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0184800072
Date	Dec 8, 2020
Book Page	18480/72
Instrument	2020063323

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2052

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERWICK ME
Recording Date	Dec 16, 2019
Property Address	282 SCHOOL ST, BERWICK, ME 03901-2726
Document Number	0181230942
Book / Page	018123 / 000942
Instrument Date	Nov 8, 2019
Instrument	53985
Transaction Type	Transfer
Record Updated	Jan 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 SCHOOL ST BERWICK ME 039012726, BERWICK, ME 03901-2726

Tax Assessment & Valuation

Source: York County and Berwick Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Berwick Town
Unified School District	School Administrative District 60 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,048.00 (+4.56%)	$463,800 (-) Land $123,400 Building $340,400
2024	$5,784.00 (+27.82%)	$463,800 (+87.77%) Land $123,400 Building $340,400
2023	$4,525.00 (+15.79%)	$247,000 (+15.15%) Land $85,700 Building $161,300	$496,945
2022	$3,908.00	$214,500 Land $85,700 Building $128,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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