286 S Longyard Rd, Southwick, MA 01077 Property Records

Hampden County and Southwick Town property record for 286 S Longyard Rd, Southwick, MA 01077

Property Summary

Property Type	Single Family Home
Details	6 bd · 1.5 ba · 864 sqft · built 1960
Lot Size	1.93 acres (84,432 sqft)
Owner	Individual Name on Record
Last Sale	$128,000 (Jan 2002)
Tax Bill	$3,246 (2025)
Deeds & Mortgages	Jun 2022 Mortgage May 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SWIC M:120 B:000 L:003`

Property Details

APN / Parcel Number

Primary APN	`SWIC M:120 B:000 L:003`
Alternative APN	`M:000F B:0000 L:0199`

Interior

Bedrooms	6 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	2,112 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	84,432 sqft (1.93 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	286 S LONGYARD RD
City	SOUTHWICK
State	MA
Zip	01077-9334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Lot Number	3
Jurisdiction	SOUTHWICK MA
Township / Civil Division	SOUTHWICK
Census Block Group	3
Census Block	3036
Census Tract	813101

Owner

Source: Hampden County and Southwick Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	286 S LONGYARD RD, SOUTHWICK, MA 01077-9334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) HOLYOKE CU
May 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Nov 10, 2018	Deed of Trust, Mortgage · Line of Credit HOLYOKE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2002 · Amount on Record
Deed Sale	Jan 31, 2002 · Amount on Record
Prior Sale	Feb 8, 1994 · Amount on Record
Deed Book / Page	12135 / 547
Transfer Doc	8681000378
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTHWICK MA
Property Address	286 S LONGYARD RD, SOUTHWICK, MA 01077-9334
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024601-507
Date	Jun 21, 2022
Book Page	24601/507
Instrument	37315

Lender

Name	HOLYOKE CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2037

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTHWICK MA
Property Address	286 S LONGYARD RD, SOUTHWICK, MA 01077-9334
Transaction Type	Mortgage
Record Updated	May 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23859-105
Date	May 3, 2021
Book Page	23859/105
Instrument	29981

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTHWICK MA
Property Address	286 S LONGYARD RD, SOUTHWICK, MA 01077-9334
Document Number	22449-209
Instrument Date	Nov 10, 2018
Transaction Type	Mortgage
Record Updated	Dec 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 S LONGYARD RD SOUTHWICK MA 010779334, SOUTHWICK, MA 01077-9334

Mortgage

Document Number	22449-209
Date	Nov 16, 2018
Book Page	022449/000209
Instrument	68899

Lender

Name	HOLYOKE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 15, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampden County and Southwick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Southwick Town
Unified School District	Southwick-Tolland-Granville Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,246.00 (+5.39%)	$208,500 (+4.72%) Land $94,800 Building $113,700	$303,810
2024	$3,080.00 (+3.39%)	$199,100 (+7.68%) Land $79,700 Building $119,400
2023	$2,979.00	$184,900 Land $79,700 Building $105,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWICK WATER DEPT serves 7,669 people · EPA ID MA1279000
Water Source	Purchased surface water from SPRINGFIELD WATER AND SEWER COMMISSION
Last State Inspection	Apr 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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