281 S Longyard Rd, Southwick, MA 01077 Property Records

Hampden County and Southwick Town property record for 281 S Longyard Rd, Southwick, MA 01077

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,396 sqft · built 1957
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Jul 2022)
Tax Bill	$7,209 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SWIC M:120 B:000 L:019`

Property Details

APN / Parcel Number

Primary APN	`SWIC M:120 B:000 L:019`
Alternative APN	`M:000F B:0000 L:0191`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,396 sqft Living Area
Gross Area	3,448 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	281 S LONGYARD RD
City	SOUTHWICK
State	MA
Zip	01077-9334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Lot Number	19
Jurisdiction	SOUTHWICK MA
Township / Civil Division	SOUTHWICK
Census Block Group	1
Census Block	1008
Census Tract	813101

Owner

281 S Longyard Rd is owned and occupied by two individuals who bought it in July 2022.

Source: Hampden County and Southwick Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	281 S LONGYARD RD, SOUTHWICK, MA 01077-9334
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage WESTFIELD BANK FSB
Dec 3, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage WESTFIELD BANK FSB
Feb 22, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2022 · Amount on File
Deed Sale	Jul 22, 2022 · Amount on File
Prior Sale	Dec 3, 2021 · Amount on File
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SOUTHWICK MA
Recording Date	Jul 22, 2022
Property Address	281 S LONGYARD RD, SOUTHWICK, MA 01077-9334
Document Number	024650-337
Book / Page	24650 / 337
Instrument Date	Jul 22, 2022
Instrument	44585
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	17 MAINE AVE APT C, C, EASTHAMPTON, MA 01027-1511

Mortgage

Document Number	0000044586
Date	Jul 22, 2022
Instrument	44586

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SOUTHWICK MA
Recording Date	Dec 3, 2021
Property Address	281 S LONGYARD RD, SOUTHWICK, MA 01077-9334
Document Number	024284-273
Book / Page	24284 / 273
Instrument Date	Nov 30, 2021
Instrument	86285
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	260 BLANDFORD RD, RUSSELL, MA 01071-9777

Mortgage

Document Number	024284-291
Date	Dec 6, 2021
Book Page	24284/291
Instrument	86289

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2053

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SOUTHWICK MA
Recording Date	Feb 22, 2021
Property Address	281 S LONGYARD RD, SOUTHWICK, MA 01077-9334
Document Number	23720-264
Book / Page	23720 / 264
Instrument Date	Dec 3, 2020
Instrument	11948
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 S LONGYARD RD, SOUTHWICK, MA 01077-9334

Tax Assessment & Valuation

The 2025 property tax bill for 281 S Longyard Rd was $7,209, up 5.6% from the year before.

Source: Hampden County and Southwick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Southwick Town
Unified School District	Southwick-Tolland-Granville Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,209.00 (+5.64%)	$463,000 (+4.96%) Land $62,100 Building $400,900	$516,895
2024	$6,824.00 (+8.52%)	$441,100 (+13.02%) Land $57,000 Building $384,100
2023	$6,288.00	$390,300 Land $57,000 Building $333,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 281 S Longyard Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	11 (1979–1998)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 281 S Longyard Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWICK WATER DEPT serves 7,669 people · EPA ID MA1279000
Water Source	Purchased surface water from SPRINGFIELD WATER AND SEWER COMMISSION
Last State Inspection	Apr 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Cox Communications, Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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