286 Ocean Ave, Monterey, CA 93940 Property Records

Monterey County property record for 286 Ocean Ave, Monterey, CA 93940

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 1,863 sqft · built 1926
Lot Size0.092 acres (4,000 sqft)
OwnerCompany Name on Record
Last Sale$278,000 (Jul 1998)
Tax Bill$5,136 (2025)
Deeds & MortgagesAug 2020 Mortgage
Aug 2020 Transfer
Flood ZoneZone X (minimal risk)
APN001-832-010-000

Property Details

APN / Parcel Number

Primary APN001-832-010-000
Alternative APN
  • 001-832-010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms11 Rooms
Units2 Units
Stories2 Stories
Building Area1,863 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Architectural StyleCustom Design
Construction TypeWood
Lot Area4,000 sqft (0.092 acres)

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Old Parcel Number001-832-010
Street Address286 OCEAN AVE
CityMONTEREY
StateCA
Zip93940-3322
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionOAK GROVE ADD SLY 1/2 OF LOT 1 & 3 BLK 6
Legal SubdivisionOAK GROVE ADD
Legal Block6
Legal Lot Number1,3
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group1
Census Block1026
Census Tract13000

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address286 OCEAN AVE, MONTEREY, CA 93940-3322
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Aug 25, 2020Quit Claim Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 6, 1998 · Amount on Record
Deed SaleJul 6, 1998 · Amount on Record
Deed Document Number199843518
Last Transfer DateJul 28, 2020
Transfer Doc0000043244
Record UpdatedOct 29, 2026

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEREY CA
Recording DateAug 25, 2020
Property Address286 OCEAN AVE, MONTEREY, CA 93940-3322
Document Number0000043242
Map ReferenceVOL 1 PG 20
Instrument DateJul 28, 2020
Instrument2020043242
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address286 OCEAN AVE, MONTEREY, CA 93940-3322

Mortgage

Document Number0000043243
DateAug 25, 2020
Instrument2020043243
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term349 Months
DueSep 1, 2049

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONTEREY CA
Recording DateAug 25, 2020
Property Address286 OCEAN AVE, MONTEREY, CA 93940-3322
Document Number0000043244
Instrument DateJul 28, 2020
Instrument43244
Transaction TypeTransfer
Record UpdatedSep 3, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address286 OCEAN AVE MONTEREY CA 939403322, MONTEREY, CA 93940-3322

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityMonterey City
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$429,301 (+2%) Land $223,862 Building $205,439
2025$5,136.00 (+14.29%)$420,884 (+4.04%) Land $219,473 Building $201,411
2023$4,494.00 (+1.4%)$404,542 Land $210,951 Building $193,591
2022$4,432.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Razzolink
Fixed Wireless
500 / 250
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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