256 Ocean Ave, Monterey, CA 93940 Property Records

Monterey County property record for 256 Ocean Ave, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 800 sqft · built 1910
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (Oct 2018)
Tax Bill	$6,451 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit Oct 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-832-009-000`

Property Details

APN / Parcel Number

Primary APN	`001-832-009-000`
Alternative APN	`001-832-009`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	800 sqft Living Area
1st Floor Area	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,000 sqft (0.092 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Old Parcel Number	001-832-009
Street Address	256 OCEAN AVE
City	MONTEREY
State	CA
Zip	93940-3322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK GROVE ADD NLY 1/2 OF LOT 1 & 3 BLK 6 PG 44B
Legal Subdivision	OAK GROVE ADD
Legal Block	6
Legal Lot Number	1,3
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1026
Census Tract	13000

Owner

256 Ocean Ave is owned by an individual who bought it in October 2018.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	446 OLD COUNTY RD, 100, PACIFICA, CA 94044-3271
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2019	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 18, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Oct 18, 2018	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2018 · Amount on File
Deed Sale	Oct 18, 2018 · Amount on File
Deed Document Number	201847345
Prior Transfer Date	Oct 8, 2018
Prior Transfer Doc	0000047344
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	256 OCEAN AVE, MONTEREY, CA 93940-3322
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055293
Date	Nov 21, 2019
Instrument	2019055293

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 18, 2018
Property Address	256 OCEAN AVE, MONTEREY, CA 93940-3322
Document Number	0000047344
Instrument Date	Oct 8, 2018
Instrument	47344
Transaction Type	Transfer
Record Updated	Oct 31, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 OCEAN AVE MONTEREY CA 939403322, MONTEREY, CA 93940-3322

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 18, 2018
Property Address	256 OCEAN AVE, MONTEREY, CA 93940-3322
Document Number	0000047345
Instrument Date	Oct 8, 2018
Instrument	47345
Transaction Type	Transfer
Record Updated	Oct 31, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$539.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 OCEAN AVE MONTEREY CA 939403322, MONTEREY, CA 93940-3322
Investor	Possibly a Property Investor

Mortgage

Document Number	47346
Date	Oct 18, 2018
Instrument	47346

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 256 Ocean Ave was $6,451.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$557,531 (+2%) Land $455,129 Building $102,402
2025	$6,451.00	$546,600 Land $446,205 Building $100,395
2023	$5,769.00 (+1.39%)	$525,377 Land $428,879 Building $96,498
2022	$5,690.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 256 Ocean Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 256 Ocean Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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