286 North Ave, Buffalo, NY 14224 Property Records

Erie County and West Seneca Town property record for 286 North Ave, Buffalo, NY 14224

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,231 sqft · built 1947
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on File
Last Sale	$79,795 (Feb 2006)
Tax Bill	$4,466 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`6-401-000`

Property Details

APN / Parcel Number

Primary APN	`6-401-000`
Alternative APNs	`68001242000006017000` `146800 124.20-6-17`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,231 sqft Living Area
1st Floor Area	782 sqft
Upper Floors Area	449 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1953
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Porch	Slab
Porch Area	700 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6-401-000
Street Address	286 NORTH AVE
City	BUFFALO
State	NY
Zip	14224-1415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07 - MIXED
Legal Description	MC-1383 SL-291 PT-290 TRIER PARK S/D 60 X 150.00 (FL-297)
Legal Subdivision	EBERIEZER LANDS
Legal Block	6
Legal Lot Number	17.000
Jurisdiction	ERIE NY
Township / Civil Division	WEST SENECA
Census Block Group	3
Census Block	3002
Census Tract	11202

Owner

286 North Ave is owned and occupied by an individual who bought it in February 2006.

Source: Erie County and West Seneca Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	286 NORTH AVE, BUFFALO, NY 14224-1415
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Deed of Trust, Mortgage · Line of Credit LAKE SHORE SAVINGS BANK
Nov 24, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2006 · Amount on File
Deed Sale	Feb 28, 2006 · Amount on File
Prior Sale	Sep 9, 2005 · Amount on File
Deed Document Number	200648043
Deed Book / Page	11110 / 605
Prior Transfer Date	Feb 24, 2004
Prior Transfer Doc	0000000447
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	286 NORTH AVE, BUFFALO, NY 14224-1415
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 NORTH AVE, WEST SENECA, NY 14224-1415

Mortgage

Document Number	0140542913
Date	Jun 1, 2022
Book Page	14054/2913
Instrument	2022105278

Lender

Name	LAKE SHORE SAVINGS BANK
Type	Bank
Address	DUNKIRK, NY 14048

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	286 NORTH AVE, BUFFALO, NY 14224-1415
Document Number	0138812887
Instrument Date	Nov 24, 2018
Transaction Type	Mortgage
Record Updated	Jan 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 NORTH AVE WEST SENECA NY 142241415, WEST SENECA, NY 14224-1415

Mortgage

Document Number	0138812887
Date	Dec 14, 2018
Book Page	013881/002887

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 286 North Ave was $4,466 with a homeowner's exemption, down 10.4% from the year before.

Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	West Seneca Town
Unified School District	West Seneca Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,466.00 (-10.38%) Homeowner's exemption
2025	$4,983.00 (+23.68%)	$44,800 (-) Land $5,400 Building $39,400	$186,700 (+4.19%) Land $22,504 Building $164,196
2024	$4,029.00 Homeowner's exemption	$44,800 (-) Land $5,400 Building $39,400	$179,200 (+4%) Land $21,600 Building $157,600
2023		$44,800 Land $5,400 Building $39,400	$172,308 Land $20,769 Building $151,539
2019	$2,857.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 286 North Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 286 North Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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