Davis County property record for 286 N 2650 E, Layton, UT 84040
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,187 sqft · built 1976 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,726 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jul 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-029-0093 |
| Primary APN | 11-029-0093 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,187 sqft Living Area |
| Basement Area | 2,187 sqft |
| Unfinished Basement | 2,187 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Area | 586 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 286 N 2650 E |
|---|---|
| City | LAYTON |
| State | UT |
| Zip | 84040-7452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-S |
| Legal Description | ALL OF LOT 93, FERNWOOD HOLLOW NO 6. CONT. 0.50 ACRES |
| Legal Subdivision | FERNWOOD HOLLOW 06 |
| Legal Lot Number | 93 |
| Jurisdiction | DAVIS UT |
| Township / Civil Division | NORTH DAVIS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 125906 |
Source: Davis County records · APN 11-029-0093
Assessment roll updated December 2, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 286 N 2650 E, LAYTON, UT 84040-7452 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · Line of Credit GOLDENWEST FCU |
| Jul 16, 2026 | Deed of Trust, Mortgage · Line of Credit GOLDENWEST FCU |
| Feb 07, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 07, 2023 |
| Deed Sale | Feb 07, 2023 |
| Prior Sale | Oct 29, 1997 · Amount on Record |
| Deed Document Number | 20233516772 |
| Deed Book / Page | 8188 / 143 |
| Prior Transfer Date | Feb 03, 2023 |
| Prior Transfer Doc | 008188/143 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | Jul 20, 2026 |
| Property Address | 286 N 2650 E, LAYTON, UT 84040-7452 |
| Document Number | 0003676939 |
| Book / Page | 9040 / 138 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 20263676939 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Document Number | 0003676939, |
|---|---|
| Date | Jul 20, 2026 |
| Book Page | 9040/138 |
| Instrument | 20263676939 |
| Name | GOLDENWEST FCU |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | Jul 16, 2026 |
| Property Address | 286 N 2650 E, LAYTON, UT 84040-7452 |
| Document Number | 0003676528 |
| Book / Page | 9038 / 133 |
| Instrument Date | Jul 11, 2026 |
| Instrument | 20263676528 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | LINCOLN TITLE INSURANCE, LINCOLN TITLE INSURANCE AGEN |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 286 N 2650 E, LAYTON, UT 84040-7452 |
| Document Number | 0003676528, |
|---|---|
| Date | Jul 16, 2026 |
| Book Page | 9038/133 |
| Instrument | 20263676528 |
| Name | GOLDENWEST FCU |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | Feb 07, 2023 |
| Property Address | 286 N 2650 E, LAYTON, UT 84040-7452 |
| Document Number | 008188/143 |
| Book / Page | 8188 / 143 |
| Instrument Date | Feb 03, 2023 |
| Instrument | 3516772 |
| Transaction Type | Transfer |
| Record Updated | Mar 03, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 286 N 2650 E # F, F, LAYTON, UT 84040-7452 |
Source: Davis County records · Assessment roll updated December 2, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Utah |
| County | Davis County |
| Municipality | Layton City |
| Unified School District | Davis School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,726.00 (+12.47%) | $347,050 (-42.35%) Land $175,154 Building $171,896 | $631,000 (+4.82%) Land $318,462 Building $312,538 |
| 2024 | $3,313.00 (-6.36%) | ||
| 2023 | $3,538.00 (+200.08%) | $602,000 Land $227,279 Building $374,721 | $602,000 Land $227,279 Building $374,721 |
| 2022 | $1,179.00 |
Source: FEMA National Flood Hazard Layer as of May 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 45% of the US · lower than 65% of Utah |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Utah Telecommunication Open Infrastructure Agency Fiber | 10,000 / 10,000 |
| Senawave Fiber | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| Beehive Telephone Companies Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Boston Omaha, Lumen Technologies, T-Mobile USA.
Based on FCC filings for 106 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LAYTON CITY WATER SYSTEM serves 82,000 people |
|---|---|
| Water Source | Purchased surface water from WEBER BASIN WCD - CENTRAL |
| Last State Inspection | Sep 2023 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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