281 N 2650 E, Layton, UT 84040 Property Records

Davis County property record for 281 N 2650 E, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,659 sqft · built 1976
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Nov 2020)
Tax Bill	$3,767 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Dec 2019 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`11-029-0090`

Property Details

APN / Parcel Number

Primary APN	`11-029-0090`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,659 sqft Living Area
Basement Area	1,581 sqft
Unfinished Basement	1,581 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
View / Lot	Corner
Garage Area	2,189 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	281 N 2650 E
City	LAYTON
State	UT
Zip	84040-7453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-S
Legal Description	ALL OF LOT 90, FERNWOOD HOLLOW NO 6. CONT. 0.50 ACRES
Legal Subdivision	FERNWOOD HOLLOW NO 6
Legal Lot Number	90
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1007
Census Tract	125906

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3606 BLUE SAGE RD, MORGAN, UT 84050-9346
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Dec 16, 2019	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Nov 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Dec 4, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 9, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 9, 2018	Affidavit of Death, Transfer US TITLE
Nov 9, 2018	Affidavit of Death, Transfer US TITLE/UTAH
Nov 9, 2018	Affidavit of Death, Transfer US TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2020 · Amount on Record
Deed Sale	Nov 23, 2020 · Amount on Record
Prior Sale	Dec 4, 2019 · Amount on Record
Deed Document Number	20203318248
Deed Book / Page	7643 / 1282
Prior Transfer Date	Oct 26, 2012
Prior Transfer Doc	0002696983
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	281 N 2650 E, LAYTON, UT 84040-7453
Transaction Type	Mortgage
Record Updated	Apr 6, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7722/2635
Date	Mar 23, 2021
Book Page	7722/2635
Instrument	3362451

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	281 N 2650 E, LAYTON, UT 84040-7453
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003211657
Date	Dec 16, 2019
Book Page	7409/2204
Instrument	3211657

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Nov 23, 2020
Property Address	281 N 2650 E, LAYTON, UT 84040-7453
Document Number	7643/1282
Book / Page	7643 / 1282
Instrument Date	Nov 17, 2020
Instrument	3318248
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	ADVANCE TITLE INS AGCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	281 N 2650 E, LAYTON, UT 84040-7453

Mortgage

Document Number	3318249
Date	Nov 23, 2020
Instrument	3318249

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Dec 4, 2019
Property Address	281 N 2650 E, LAYTON, UT 84040-7453
Document Number	7401/0359
Book / Page	7401 / 0359
Instrument Date	Nov 29, 2019
Instrument	3208428
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	ADVANCED TITLE INS

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	281 N 2650 E, LAYTON, UT 84040-7453

Mortgage

Document Number	3208429
Date	Dec 4, 2019
Instrument	3208429

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Nov 9, 2018
Property Address	281 N 2650 E, LAYTON, UT 84040-7453
Document Number	7138/1121
Book / Page	7138 / 1121
Instrument Date	Nov 6, 2018
Instrument	3127916
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	US TITLE COMPANY OF

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	281 N 2650 E, LAYTON, UT 84040-7453

Mortgage

Document Number	3127944
Date	Nov 9, 2018
Instrument	3127944

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

November 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	DAVIS UT
Recording Date	Nov 9, 2018
Property Address	281 N 2650 E, LAYTON, UT 84040-7453
Document Number	0003127913
Book / Page	007138 / 001114
Instrument Date	Nov 6, 2018
Instrument	3127913
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	US TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2349 E 3700 N LAYTON UT 840402488, LAYTON, UT 84040-2488

November 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	DAVIS UT
Recording Date	Nov 9, 2018
Property Address	281 N 2650 E, LAYTON, UT 84040-7453
Document Number	0003127915
Book / Page	007139 / 001120
Instrument Date	Nov 6, 2018
Instrument	3127915
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	US TITLE/UTAH

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	281 N 2650 E LAYTON UT 840407453, LAYTON, UT 84040-7453

November 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	DAVIS UT
Recording Date	Nov 9, 2018
Property Address	281 N 2650 E, LAYTON, UT 84040-7453
Document Number	0003127914
Book / Page	007138 / 001117
Instrument Date	Nov 6, 2018
Instrument	3127914
Transaction Type	Transfer
Record Updated	Nov 28, 2018
Title Company	US TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2349 E 3700 N LAYTON UT 840402488, LAYTON, UT 84040-2488

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$357,500 (+1.72%) Land $177,926 Building $179,574	$650,000 (+1.72%) Land $323,502 Building $326,498
2025	$3,767.00 (+5.96%)	$351,450 (+16.18%) Land $175,154 Building $176,296	$639,000 (+16.18%) Land $318,462 Building $320,538
2024	$3,555.00 (+9.08%)
2023	$3,259.00 (-3.81%)	$302,500 Land $125,003 Building $177,496	$550,000 Land $227,279 Building $322,721
2022	$3,388.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 65% of Utah
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Utah Broadband.

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