Monroe County property record for 286 Lobstertail Rd, Big Pine Key, FL 33043 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,785 sqft · built 1990 |
| Lot Size | 0.303 acres (13,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $64,500 (Nov 2019) |
| Tax Bill | $5,873 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00244870-000000 |
| Primary APN | 00244870-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 3 Stories |
| Building Area | 1,785 sqft Living Area |
| 1st Floor Area | 1,586 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Pile |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 13,200 sqft (0.303 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Pool Type | Public / Commercial Pool |
|---|---|
| Porch | Open Porch |
| Porch Area | 534 sqft |
| Patio Area | 528 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1312771 |
|---|---|
| Old Parcel Number | 26662900244870000000 |
| Street Address | 286 LOBSTERTAIL RD |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-3310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 6 LTS 20-21 CAHILL PINES AND PALMS BIG PINE KEY PB3-94 OR487-320 OR688-889 OR773-366 OR857-1401 OR892-463 OR997-1295/1301 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 26 |
| Legal Subdivision | CAHILL PINES AND PALMS |
| Legal Block | 6 |
| Legal Lot Number | 20-21 21 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 971401 |
Source: Monroe County records · APN 00244870-000000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 430663, BIG PINE KEY, FL 33043-0663 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 01, 2019 · Amount on Record |
| Deed Sale | Nov 01, 2019 · Amount on Record |
| Deed Document Number | 0002995959 |
| Record Updated | Jun 08, 2026 |
Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $655,064 (+5.99%) | $1,215,307 (+11.83%) Land $827,970 Building $387,337 | |
| 2024 | $5,873.00 (+4.02%) | ||
| 2023 | $5,646.00 (+4.19%) Homeowner's exemption | $618,062 (+4.61%) | $1,086,775 (+29.1%) Land $712,140 Building $374,635 |
| 2022 | $5,419.00 Homeowner's exemption | $590,837 | $841,839 Land $489,060 Building $352,779 |
Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879714012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 690 individual NFIP policies nearby |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 690 in force |
| Nearby Flood Claims | 982 (1980–2022) |
| Claims Outside the SFHA | 2 of 982 |
| Most Recent Claim | Sep 2022, rainfall accumulation, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 83 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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