Monroe County property record for 236 Lobstertail Rd, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,120 sqft · built 1988 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $117,500 (Aug 1997) |
| Tax Bill | $2,250 (2024) |
| Deeds & Mortgages | Oct 2021 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00244900-000000 |
| Primary APN | 00244900-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Covered |
| Garage Area | 1,134 sqft |
| Porch | Open Porch |
| Porch Area | 344 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1312801 |
|---|---|
| Street Address | 236 LOBSTERTAIL RD |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-3310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 6 LT 23 CAHILL PINES AND PALMS PB3-94 BIG PINE KEY OR640-255 OR785-1943 OR958-1194 OR1469-1405 OR2843-1338/39 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 26 |
| Legal Subdivision | CAHILL PINES AND PALMS |
| Legal Block | 6 |
| Legal Lot Number | 23 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 971401 |
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 236 LOBSTERTAIL RD, BIG PINE KEY, FL 33043-3310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2021 | Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS INC |
| Feb 8, 2021 | Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS INC |
| Mar 14, 2017 | Quit Claim Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 1997 · Amount on Record |
| Deed Sale | Aug 4, 1997 · Amount on Record |
| Prior Sale | Oct 1, 1985 · Amount on Record |
| Deed Book / Page | 1469 / 1405 |
| Last Transfer Date | Mar 3, 2017 |
| Transfer Doc | 0028431338 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 236 LOBSTERTAIL RD, BIG PINE KEY, FL 33043-3310 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 236 LOBSTERTAIL RD, BIG PINE KEY, FL 33043-3310 |
| Document Number | 0031321526 |
|---|---|
| Date | Oct 20, 2021 |
| Book Page | 3132/1526 |
| Instrument | 2344808 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 236 LOBSTERTAIL RD, BIG PINE KEY, FL 33043-3310 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0030740620 |
|---|---|
| Date | Feb 8, 2021 |
| Book Page | 3074/620 |
| Instrument | 2303055 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Mar 14, 2017 |
| Property Address | 236 LOBSTERTAIL RD, BIG PINE KEY, FL 33043-3310 |
| Document Number | 0028431338 |
| Book / Page | 002843 / 001338 |
| Instrument Date | Mar 3, 2017 |
| Instrument | 2114101 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 236 LOBSTERTAIL RD BIG PINE KEY FL 330433310, BIG PINE KEY, FL 33043-3310 |
| Document Number | 28431340 |
|---|---|
| Date | Mar 14, 2017 |
| Book Page | 002843/001340 |
| Instrument | 2114102 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 13, 2047 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $217,815 (+5.99%) | $501,480 (+1.29%) Land $295,500 Building $205,980 | |
| 2024 | $2,250.00 (+6.48%) | ||
| 2023 | $2,113.00 (+11.56%) Senior Citizen's exemption | $205,512 (+13.94%) | $495,104 (+17.05%) Land $301,500 Building $193,604 |
| 2022 | $1,894.00 Senior Citizen's exemption | $180,372 | $422,987 Land $244,500 Building $178,487 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 690 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 690 in force |
| Nearby Flood Claims | 982 (1980–2022) |
| Claims Outside the SFHA | 2 of 982 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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