286 Kitchens Branch Rd, Sylva, NC 28779 Property Records

Jackson County property record for 286 Kitchens Branch Rd, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,160 sqft · built 1960
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$108,000 (Sep 2020)
Tax Bill	$1,456 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Feb 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7642-67-3047`

Property Details

APN / Parcel Number

Primary APN	`7642-67-3047`
Alternative APN	`9673`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,160 sqft Heated Area
1st Floor Area	1,160 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1970
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Garage Area	395 sqft
Carport	Carport
Carport Area	395 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	286 KITCHENS BRANCH RD
City	SYLVA
State	NC
Zip	28779-9794
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 6 LE CARNES
Legal Lot Number	6
Jurisdiction	JACKSON NC
Township / Civil Division	SYLVA
Census Block Group	2
Census Block	2005
Census Tract	950300

Owner

286 Kitchens Branch Rd is owned and occupied by two individuals who bought it in September 2020.

Source: Jackson County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	286 KITCHENS BRANCH RD, SYLVA, NC 28779-9794
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Feb 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jun 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 9, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2020 · Amount on File
Deed Sale	Sep 9, 2020 · Amount on File
Deed Book / Page	2276 / 235
Prior Transfer Date	Sep 4, 2020
Prior Transfer Doc	0022760235
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	286 KITCHENS BRANCH RD, SYLVA, NC 28779-9794
Transaction Type	Mortgage
Record Updated	Jan 10, 2024
Title Company	LENDER RECORDING SERVICES, LENDER RECORDING SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023700173
Date	Jan 3, 2024
Book Page	2370/173

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	286 KITCHENS BRANCH RD, SYLVA, NC 28779-9794
Transaction Type	Mortgage
Record Updated	Feb 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 KITCHENS BRANCH RD, SYLVA, NC 28779-9794

Mortgage

Document Number	0023510072
Date	Feb 13, 2023
Book Page	2351/72

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	286 KITCHENS BRANCH RD, SYLVA, NC 28779-9794
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023370715
Date	Jun 21, 2022
Book Page	2337/715

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Sep 9, 2020
Property Address	286 KITCHENS BRANCH RD, SYLVA, NC 28779-9794
Document Number	0022760235
Book / Page	2276 / 235
Instrument Date	Sep 4, 2020
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$216.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1231 MONTEITH BRANCH RD, 1231, SYLVA, NC 28779-7746

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 KITCHENS BRANCH RD, SYLVA, NC 28779-9794

Mortgage

Document Number	0002276239
Date	Sep 9, 2020
Instrument	2276/239

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 286 Kitchens Branch Rd was $1,456.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$383,176 (-) Land $48,400 Building $334,776
2025	$1,456.00	$383,176 Land $48,400 Building $334,776
2023	$674.00	$177,420 Land $44,560 Building $132,860

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 286 Kitchens Branch Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 286 Kitchens Branch Rd is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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