286 Horseshoe Rd, Central, SC 29630 Property Records

Pickens County property record for 286 Horseshoe Rd, Central, SC 29630

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,291 sqft · built 1972
Owner	Individual Name on File
Last Sale	$145,000 (Sep 2018)
Tax Bill	$763 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4057-00-12-5121`

Property Details

APN / Parcel Number

Primary APN	`4057-00-12-5121`
Alternative APN	`R0031164`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,291 sqft Living Area
Utility Area	70 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Carport
Carport	Carport
Carport Area	360 sqft
Parking Spaces	360 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0031164
Old Parcel Number	4057 00 12 5121
Street Address	286 HORSESHOE RD
City	CENTRAL
State	SC
Zip	29630-9069
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUNTINGWOOD LOT 56 PLAT 29/9
Legal Subdivision	HUNTINGWOOD
Legal Block	12
Legal Lot Number	56
Jurisdiction	PICKENS SC
Township / Civil Division	SIX MILE
Census Block Group	1
Census Block	1029
Census Tract	10302

Owner

286 Horseshoe Rd is owned and occupied by an individual who bought it in September 2018.

Source: Pickens County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	286 HORSESHOE RD, CENTRAL, SC 29630-9069
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2020	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Sep 11, 2018	Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2018 · Amount on File
Deed Sale	Sep 11, 2018 · Amount on File
Prior Sale	Apr 8, 2010
Deed Document Number	201813263
Deed Book / Page	1989 / 024
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	286 HORSESHOE RD, CENTRAL, SC 29630-9069
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015737
Date	Oct 12, 2020
Book Page	5748/16
Instrument	202015737

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2050

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	PICKENS SC
Recording Date	Sep 11, 2018
Property Address	286 HORSESHOE RD, CENTRAL, SC 29630-9069
Document Number	0000013263
Book / Page	1989 / 024
Map Reference	MB29 PG9
Instrument Date	Sep 7, 2018
Instrument	201813263
Transaction Type	Transfer
Record Updated	Nov 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$536.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 HORSESHOE RD, CENTRAL, SC 29630-9069

Mortgage

Document Number	0000013264
Date	Sep 11, 2018
Book Page	5394/153
Instrument	201813264

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 286 Horseshoe Rd was $763, up 9.6% from the year before.

Source: Pickens County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$763.00 (+9.63%)	$6,920 (+19.31%) Land $810 Building $6,110	$232,000 (+6%) Land $27,200 Building $204,800
2024	$696.00 (+1.46%)	$5,800 (-) Land $680 Building $5,120	$145,000 (-) Land $17,000 Building $128,000
2023	$686.00 (-1.86%)	$5,800 (-) Land $680 Building $5,120	$145,000 (-) Land $17,000 Building $128,000
2022	$699.00	$5,800 Land $680 Building $5,120	$145,000 Land $17,000 Building $128,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 286 Horseshoe Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 286 Horseshoe Rd is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 40% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIX MILE W/D serves 14,845 people · EPA ID SC3920002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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