277 Horseshoe Rd, Central, SC 29630 Property Records

Pickens County property record for 277 Horseshoe Rd, Central, SC 29630

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,130 sqft · built 1980
Lot Size	0.91 acres (39,640 sqft)
Owner	Individual Name on Record
Tax Bill	$528 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4057-00-12-8144`

Property Details

APN / Parcel Number

Primary APN	`4057-00-12-8144`
Alternative APN	`R0030786`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,130 sqft Living Area
Utility Area	92 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	39,640 sqft (0.91 acres)
Garage Type	Carport
Carport	Carport
Carport Area	286 sqft
Parking Spaces	286 Parking Spaces
Porch	Porch
Porch Area	32 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0030786
Old Parcel Number	4057 00 12 8144
Street Address	277 HORSESHOE RD
City	CENTRAL
State	SC
Zip	29630-9069
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUNTINGWOOD LOT 38 PLAT 65/81A
Legal Subdivision	HUNTINGWOOD
Legal Block	12
Legal Lot Number	38
Jurisdiction	PICKENS SC
Township / Civil Division	SIX MILE
Census Block Group	1
Census Block	1028
Census Tract	10302

Owner

Source: Pickens County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	277 HORSESHOE RD, CENTRAL, SC 29630-9069
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2019	Deed of Trust, Mortgage · FHA Mortgage FIRST CITIZENS BANK & TRUST CO
Feb 10, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 18, 2019	Grant Deed, Transfer ATTORNEY ONLY
Apr 20, 2017	Deed, Transfer · ARM FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2019
Deed Sale	Oct 18, 2019
Prior Sale	Apr 20, 2017 · Amount on Record
Deed Document Number	201916002
Deed Book / Page	2103 / 181
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	277 HORSESHOE RD, CENTRAL, SC 29630-9069
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018733
Date	Dec 10, 2019
Book Page	5581/109
Instrument	201918733

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	277 HORSESHOE RD, CENTRAL, SC 29630-9069
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 HORSESHOE RD, CENTRAL, SC 29630-9069

Mortgage

Document Number	0000002298
Date	Feb 10, 2022
Book Page	6093/32
Instrument	202202298

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PICKENS SC
Recording Date	Oct 18, 2019
Property Address	277 HORSESHOE RD, CENTRAL, SC 29630-9069
Document Number	0000016002
Book / Page	002103 / 000181
Instrument Date	Oct 14, 2019
Instrument	16002
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 HORSESHOE RD CENTRAL SC 29630, CENTRAL, SC 29630

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	PICKENS SC
Recording Date	Apr 20, 2017
Property Address	277 HORSESHOE RD, CENTRAL, SC 29630-9069
Document Number	0000006255
Book / Page	1855 / 123
Map Reference	MB65 PG81-A
Instrument Date	Apr 19, 2017
Instrument	201706255
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$388.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	208 BRECKENRIDGE DR, SIX MILE, SC 29682-9200

Mortgage

Document Number	0000006256
Date	Apr 20, 2017
Instrument	201706256

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	2.52%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	9.5%

Tax Assessment & Valuation

Source: Pickens County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$528.00 (+5.81%)	$4,790 (+15.14%) Land $920 Building $3,870	$166,600 (+60.04%) Land $32,000 Building $134,600
2024	$499.00 (+1.42%)	$4,160 (-) Land $800 Building $3,360	$104,100 (-) Land $20,000 Building $84,100
2023	$492.00 (-1.8%)	$4,160 (-) Land $800 Building $3,360	$104,100 (-) Land $20,000 Building $84,100
2022	$501.00	$4,160 Land $800 Building $3,360	$104,100 Land $20,000 Building $84,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 40% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIX MILE W/D serves 14,845 people · EPA ID SC3920002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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