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286 Elm Rd, Baxter, TN 38544 Property Records

Putnam County property record for 286 Elm Rd, Baxter, TN 38544

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,539 sqft · built 1972
Lot Size0.418 acres (18,210 sqft)
Owner2 Individual Names on File
Last Sale$93,700 (Mar 2019)
Tax Bill$937 (2025)
Deeds & MortgagesMar 2020 Mortgage
Mar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN071055B A 03300

Property Details

APN / Parcel Number

Primary APN071055B A 03300
Alternative APN
  • 055B A 03300

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,539 sqft Living Area
1st Floor Area1,539 sqft
Basement Area378 sqft
Finished Basement378 sqft
FlooringHardwood
Interior WallsPaneling

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1996
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area18,210 sqft (0.418 acres)
Lot Dimensions182 ft deep x 100 ft wide
TerrainRolling
Garage TypeDetached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area72 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address286 ELM RD
CityBAXTER
StateTN
Zip38544-3531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 07, COUNTY AREA: G07
Legal SubdivisionWEST GATE
Legal Lot Number13
JurisdictionPUTNAM TN
Township / Civil Division9
Census Block Group2
Census Block2025
Census Tract1100

Owner

Source: Putnam County records · APN 071055B A 03300

Assessment roll updated January 26, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address286 ELM RD, BAXTER, TN 38544-3531
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2020Quit Claim Deed, Transfer
LOWER
Mar 13, 2019Warranty Deed, Transfer
BANK OF PUTNAM CNTY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 13, 2019 · Amount on Record
Deed SaleMar 13, 2019 · Amount on Record
Prior SaleJul 13, 2005 · Amount on Record
Deed Document Number2019223791
Deed Book / Page1108 / 635
Last Transfer DateMar 10, 2020
Transfer Doc0001183607
Record UpdatedJun 08, 2026

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPUTNAM TN
Recording DateMar 16, 2020
Property Address286 ELM RD, BAXTER, TN 38544-3531
Document NumberRB1183607
Book / Page001183 / 000607
Instrument DateMar 10, 2020
Instrument237529
Transaction TypeTransfer
Record UpdatedJun 22, 2020
Title CompanyMEYMAX TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address286 ELM RD BAXTER TN 385443531, BAXTER, TN 38544-3531

Mortgage

Document NumberRB1183611
DateMar 16, 2020
Book Page001183/000611
Instrument237530
Lender
NameLOWER
AddressCOLUMBIA, MD 21044
Agreement
AmountAmount Recorded
Term360 Months
DueMar 15, 2050

Mortgage

Document NumberRB1183623,
DateMar 16, 2020
Book Page001183/000623
Instrument237531
Lender
NameLOWER
AddressCOLUMBIA, MD 21044
Agreement
AmountAmount Recorded
Term120 Months
DueMar 15, 2030

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM TN
Recording DateMar 13, 2019
Property Address286 ELM RD, BAXTER, TN 38544-3531
Document NumberRB1108635
Book / Page001108 / 000635
Instrument DateFeb 19, 2019
Instrument223791
Transaction TypeTransfer
Record UpdatedMar 28, 2019
Title CompanyPOINTER TITLE SERVICES INC, POINTER TITLE SVCS INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$346.69
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address286 ELM RD BAXTER TN 385443531, BAXTER, TN 38544-3531

Mortgage

Document NumberRB1108637
DateMar 13, 2019
Book Page001108/000637
Instrument223792
Lender
NameBANK OF PUTNAM CNTY
TypeBank
AddressCOOKEVILLE, TN 38501
Agreement
AmountAmount Recorded
Term360 Months
DueMar 12, 2049

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated January 26, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateTennessee
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$937.00 (+7.58%)$35,225 (-) Land $4,125 Building $31,100
2023$35,225 Land $4,125 Building $31,100
2022$871.00
2021$140,900 Land $16,500 Building $124,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 14, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Twin Lakes Telephone Cooperative
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 82 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemDOUBLE SPRINGS U.D.
serves 6,698 people
Water SourcePurchased surface water from COOKEVILLE WATER DEPT
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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