255 Elm Rd, Baxter, TN 38544 Property Records

Putnam County property record for 255 Elm Rd, Baxter, TN 38544

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,699 sqft · built 1999
Lot Size	5.09 acres (222,156 sqft)
Owner	Owner Name on Record
Last Sale	$150,000 (Oct 2014)
Tax Bill	$1,589 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`071055A B 01000`

Property Details

APN / Parcel Number

Primary APN	`071055A B 01000`
Alternative APN	`055A B 01000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,699 sqft Living Area
1st Floor Area	1,699 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2011
Exterior Material	Stone
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	222,156 sqft (5.09 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	440 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	255 ELM RD
City	BAXTER
State	TN
Zip	38544-3532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 07, COUNTY AREA: G07
Legal Subdivision	WEST GATE SUB ADD 2
Jurisdiction	PUTNAM TN
Township / Civil Division	9
Census Block Group	2
Census Block	2010
Census Tract	1100

Owner

Source: Putnam County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	PO BOX 318, BAXTER, TN 38544-0318

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Oct 30, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Feb 10, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jan 29, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Last Sale	Oct 16, 2014 · Amount on Record
Deed Sale	Oct 16, 2014 · Amount on Record
Prior Sale	Jan 22, 2007 · Amount on Record
Deed Document Number	0000841339
Deed Book / Page	841 / 339
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	255 ELM RD, BAXTER, TN 38544-3532
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001356733
Date	Nov 17, 2021
Book Page	1356/733
Instrument	265874

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	255 ELM RD, BAXTER, TN 38544-3532
Document Number	RB124926
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Nov 20, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	255 ELM RD BAXTER TN 385443532, BAXTER, TN 38544-3532

Mortgage

Document Number	RB124926
Date	Nov 4, 2020
Book Page	001249/000026
Instrument	248149

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	255 ELM RD, BAXTER, TN 38544-3532
Document Number	RB1177184
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	255 ELM RD BAXTER TN 385443532, BAXTER, TN 38544-3532

Mortgage

Document Number	RB1177184
Date	Feb 14, 2020
Book Page	001177/000184
Instrument	236343

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	255 ELM RD, BAXTER, TN 38544-3532
Document Number	RB1102661
Instrument Date	Jan 29, 2019
Transaction Type	Mortgage
Record Updated	Feb 22, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	255 ELM RD BAXTER TN 385443532, BAXTER, TN 38544-3532

Mortgage

Document Number	RB1102661
Date	Feb 5, 2019
Book Page	001102/000661
Instrument	222578

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2049

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,589.00	$59,750 (-) Land $12,125 Building $47,625
2024	$1,589.00 (+7.58%)	$59,750 (-) Land $12,125 Building $47,625
2023		$59,750 Land $12,125 Building $47,625
2022	$1,477.00
2021			$239,000 Land $48,500 Building $190,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOUBLE SPRINGS U.D. serves 6,698 people · EPA ID TN0000192
Water Source	Purchased surface water from COOKEVILLE WATER DEPT
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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