San Diego County property record for 286 E Madison Ave, El Cajon, CA 92020 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,548 sqft · built 1959 |
| Lot Size | 0.24 acres (10,473 sqft) |
| Owner | Individual Name on File |
| Last Sale | $462,000 (Dec 2019) |
| Tax Bill | $7,104 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 483-340-10-00 |
| Primary APN | 483-340-10-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,548 sqft Living Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Lot Area | 10,473 sqft (0.24 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Street Address | 286 E MADISON AVE |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92020-3717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 37 /EXC W 3/4/ TR 001896 |
| Legal Subdivision | VALLEY ACRES |
| Legal Tract | 001896 |
| Legal Block | 2 |
| Legal Lot Number | 37 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 16301 |
Source: San Diego County records · APN 483-340-10-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 286 E MADISON AVE, EL CAJON, CA 92020-3717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jun 29, 2022 | Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE |
| Jan 15, 2021 | Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE |
| Mar 13, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 26, 2019 · Amount on Record |
| Deed Sale | Dec 26, 2019 · Amount on Record |
| Prior Sale | Aug 11, 2014 · Amount on Record |
| Deed Document Number | 2019607571 |
| Prior Transfer Date | Nov 27, 2019 |
| Prior Transfer Doc | 0000607570 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 286 E MADISON AVE, EL CAJON, CA 92020-3717 |
| Transaction Type | Mortgage |
| Record Updated | Jul 07, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 286 E MADISON AVE, EL CAJON, CA 92020-3717 |
| Document Number | 0000266700 |
|---|---|
| Date | Jun 29, 2022 |
| Instrument | 2022-0266700 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 286 E MADISON AVE, EL CAJON, CA 92020-3717 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|---|
| Address | 286 E MADISON AVE, EL CAJON, CA 92020-3717 |
| Document Number | 0000031379 |
|---|---|
| Date | Jan 15, 2021 |
| Instrument | 2021-0031379 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 01, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 13, 2017 |
| Property Address | 286 E MADISON AVE, EL CAJON, CA 92020-3717 |
| Document Number | 0000113903 |
| Map Reference | MAP1896 |
| Instrument Date | Mar 06, 2017 |
| Instrument | 2017-0113903 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 286 E MADISON AVE, EL CAJON, CA 92020-3717 |
| Document Number | 0000113904 |
|---|---|
| Date | Mar 13, 2017 |
| Instrument | 2017-0113904 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $515,362 (+2%) Land $290,031 Building $225,331 | |
| 2025 | $7,104.00 (+3.42%) | $505,258 (+4.04%) Land $284,345 Building $220,913 |
| 2023 | $6,869.00 (-0.28%) | $485,640 Land $273,304 Building $212,336 |
| 2022 | $6,888.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730163012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2004, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 456 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, T-Mobile USA, California Internet, Verizon, Wyyerd Group, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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