San Diego County property record for 245 E Madison Ave, El Cajon, CA 92020 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,104 sqft · built 1954 |
| Lot Size | 0.166 acres (7,221 sqft) |
| Owner | Individual Name on File |
| Last Sale | $202,500 (Aug 2010) |
| Tax Bill | $3,635 (2025) |
| Deeds & Mortgages | Aug 2022 Transfer Jul 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 488-020-37-00 |
| Primary APN | 488-020-37-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Lot Area | 7,221 sqft (0.166 acres) |
| Lot Dimensions | 120 ft deep x 65 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Heating System | Floor/Wall Furnace |
|---|
| Old Parcel Number | 4880200300 |
|---|---|
| Street Address | 245 E MADISON AVE |
| City | EL CAJON |
| State | CA |
| Zip | 92020-3716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 17 (EX ST WID)E 65 FT OF W 205 FT OF TR 001896 |
| Legal Subdivision | VALLEY ACRES |
| Legal Tract | 001896 |
| Legal Block | 2 |
| Legal Lot Number | 17 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 16301 |
Source: San Diego County records · APN 488-020-37-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 245 E MADISON AVE, EL CAJON, CA 92020-3716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 03, 2022 | Intrafamily Transfer, Transfer |
| Jul 29, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Jul 29, 2021 | Intrafamily Transfer, Transfer LAWYERS TITLE |
| Jan 21, 2020 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Apr 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 10, 2010 · Amount on Record |
| Deed Sale | Aug 10, 2010 · Amount on Record |
| Prior Sale | Apr 19, 2010 · Amount on Record |
| Deed Document Number | 2010408347 |
| Last Transfer Date | Jul 05, 2022 |
| Transfer Doc | 0000315296 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 03, 2022 |
| Property Address | 245 E MADISON AVE, EL CAJON, CA 92020-3716 |
| Document Number | 0000315296 |
| Map Reference | MAP 1896 |
| Instrument Date | Jul 05, 2022 |
| Instrument | 2022-0315296 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 245 E MADISON AVE, EL CAJON, CA 92020-3716 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 29, 2021 |
| Property Address | 245 E MADISON AVE, EL CAJON, CA 92020-3716 |
| Document Number | 0000542131 |
| Map Reference | MAP 1896 |
| Instrument Date | Jun 16, 2021 |
| Instrument | 2021-0542131 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | LAWYERS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0000542132 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 2021-0542132 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 29, 2021 |
| Property Address | 245 E MADISON AVE, EL CAJON, CA 92020-3716 |
| Document Number | 0000542130 |
| Map Reference | MAP 1896 |
| Instrument Date | Jun 16, 2021 |
| Instrument | 2021-0542130 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | LAWYERS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 245 E MADISON AVE, EL CAJON, CA 92020-3716 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 245 E MADISON AVE, EL CAJON, CA 92020-3716 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000031642 |
|---|---|
| Date | Jan 21, 2020 |
| Instrument | 2020-0031642 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 20, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 245 E MADISON AVE, EL CAJON, CA 92020-3716 |
| Document Number | 0000196513 |
| Instrument Date | Apr 07, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2020 |
| Title Company | AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 245 E MADISON AVE EL CAJON CA 920203716, EL CAJON, CA 92020-3716 |
| Document Number | 0000196513 |
|---|---|
| Date | Apr 17, 2020 |
| Instrument | 196513 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 16, 2050 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $264,617 (+2%) Land $117,607 Building $147,010 | |
| 2025 | $3,635.00 (-0.38%) Homeowner's exemption | $259,429 (+4.04%) Land $115,301 Building $144,128 |
| 2023 | $3,649.00 (+3.58%) Homeowner's exemption | $249,357 Land $110,825 Building $138,532 |
| 2022 | $3,523.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730163012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2004, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 456 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, T-Mobile USA, California Internet, Verizon, Wyyerd Group, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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