Jackson County property record for 286 Down The Hill Rd, Sylva, NC 28779
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,932 sqft · built 2011 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,025,000 (Jul 2021) |
| Tax Bill | $5,454 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7672-97-9189 |
| Primary APN | 7672-97-9189 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,932 sqft Living Area |
| 1st Floor Area | 1,466 sqft |
| Basement Area | 1,466 sqft |
| Finished Basement | 1,466 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Area | 576 sqft |
| Porch | Porch |
| Porch Area | 600 sqft |
| Patio Area | 544 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Street Address | 286 DOWN THE HILL RD |
|---|---|
| City | SYLVA |
| State | NC |
| Zip | 28779-1236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 234 PH 4 BALSAM MTN PRESERVE |
| Legal Lot Number | 234 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | SCOTT CREEK |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 950200 |
Source: Jackson County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 286 DOWN THE HILL RD, SYLVA, NC 28779-1236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2021 · Amount on Record |
| Deed Sale | Jul 6, 2021 · Amount on Record |
| Prior Sale | Apr 30, 2007 · Amount on Record |
| Deed Book / Page | 2306 / 1560 |
| Prior Transfer Date | Oct 18, 2011 |
| Prior Transfer Doc | 0019120073 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Jul 6, 2021 |
| Property Address | 286 DOWN THE HILL RD, SYLVA, NC 28779-1236 |
| Document Number | 0023061560 |
| Book / Page | 2306 / 1560 |
| Map Reference | CAB 16 SL 270 |
| Instrument Date | Jun 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,050.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4160 HOMESTEAD RIDGE DR, 4160, CUMMING, GA 30041-5651 |
| Name | Verified Name |
|---|---|
| Address | 286 E HALL HTS # DOWN, DOWN, SYLVA, NC 28779-2847 |
| Document Number | 0023061564 |
|---|---|
| Date | Jul 6, 2021 |
| Instrument | 2306/1564 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,435,402 (-) Land $150,000 Building $1,285,402 | |
| 2025 | $5,454.00 (+37.41%) | $1,435,402 (+37.4%) Land $150,000 Building $1,285,402 |
| 2023 | $3,969.00 | $1,044,700 Land $150,000 Building $894,700 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| BalsamWest FiberNET Fiber | 1,000 / 500 |
| T-Mobile Fixed Wireless | 25 / 3 |
5G (outdoors only) and 4G LTE
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