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286 Costado St, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 286 Costado St, Saint Augustine, FL 32086 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,356 sqft · built 1979
Lot Size0.26 acres (11,325 sqft)
OwnerIndividual Name on File
Last Sale$419,900 (Apr 2024)
Tax Bill$3,764 (2025)
Deeds & MortgagesOct 2025 Mortgage
Apr 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN284113-0080

Property Details

APN / Parcel Number

Primary APN284113-0080

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,356 sqft Living Area
Gross Area1,928 sqft
1st Floor Area1,356 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1999
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,325 sqft (0.26 acres)
Lot Dimensions100 ft deep x 110 ft wide
Garage TypeAttached
Garage Area372 sqft
Parking Spaces1 Parking Space
PorchFinished Screened Porch
Porch Area232 sqft
Patio Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address286 COSTADO ST
CitySAINT AUGUSTINE
StateFL
Zip32086-7019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description13-33 ST AUG SHORES UNIT 4 LOT 8 BLK 113 OR5934/1099
Legal Range30E
Legal Township08S
Legal Section48
Legal SubdivisionST. AUGUSTINE SHORES UNIT 4
Legal Block113
Legal Lot Number8
Legal Unit4
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group1
Census Block1011
Census Tract21211

Owner

Source: St. Johns County records · APN 284113-0080

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address286 COSTADO ST, SAINT AUGUSTINE, FL 32086-7019
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2025Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 18, 2024Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 04, 2023Warranty Deed, Transfer
ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 18, 2024 · Amount on Record
Deed SaleApr 18, 2024 · Amount on Record
Prior SaleAug 04, 2023 · Amount on Record
Deed Document Number202429362
Deed Book / Page5934 / 1099
Record UpdatedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address286 COSTADO ST, SAINT AUGUSTINE, FL 32086-7019
Transaction TypeMortgage
Record UpdatedNov 06, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address286 COSTADO ST, SAINT AUGUSTINE, FL 32086-7019

Mortgage

Document Number0062440055
DateOct 23, 2025
Book Page6244/55
Instrument2025086490
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 18, 2024
Property Address286 COSTADO ST, SAINT AUGUSTINE, FL 32086-7019
Document Number0059341099
Book / Page5934 / 1099
Map ReferenceMB 13 PG 31-38
Instrument DateApr 18, 2024
Instrument2024029362
Transaction TypeTransfer
Record UpdatedMay 06, 2024
Title CompanyACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,939.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2828 COASTAL HWY, SAINT AUGUSTINE, FL 32084-2308

Transferred To (Grantee/Buyer)

NameVerified Name
Address286 COSTADO ST, SAINT AUGUSTINE, FL 32086-7019

Mortgage

Document Number0059341101
DateApr 18, 2024
Instrument5934/1101
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 04, 2023
Property Address286 COSTADO ST, SAINT AUGUSTINE, FL 32086-7019
Document Number0058041785
Book / Page5804 / 1785
Map ReferenceMB 13 PG 31-38
Instrument DateAug 04, 2023
Instrument2023061557
Transaction TypeTransfer
Record UpdatedAug 17, 2023
Title CompanyACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS

Transaction

AmountAmount Recorded
Tax$1,645.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3008 BURNING TREE LN, CINCINNATI, OH 45237-1716

Transferred To (Grantee/Buyer)

NameVerified Name
Address2828 COASTAL HWY, SAINT AUGUSTINE, FL 32084-2308

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$300,267 (+2.31%) Land $119,319 Building $180,948$300,267 (-2.11%) Land $119,319 Building $180,948
2025$3,764.00 (-7.5%) Homeowner's exemption$293,483 (+11.81%)$306,738 (+16.86%) Land $112,612 Building $194,126
2024$4,069.00 (+34.82%)
2023$3,018.00 (+9.95%)$262,487 (+12.27%)$262,487 (+12.27%) Land $112,612 Building $149,875
2022$2,745.00$233,805$233,805 Land $72,873 Building $160,932

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090212111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 84 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force
Nearby Flood Claims6 (2016–2022)
Most Recent ClaimSep 2022, tidal / storm surge, Hurricane Ian
Claims By Storm
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 417 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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