277 Costado St, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 277 Costado St, Saint Augustine, FL 32086

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,762 sqft · built 1979
Lot Size0.28 acres (12,196 sqft)
OwnerIndividual Name on Record
Last Sale$218,000 (Aug 2017)
Tax Bill$2,598 (2025)
Deeds & MortgagesAug 2021 Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN284114-0010

Property Details

APN / Parcel Number

Primary APN284114-0010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,762 sqft Living Area
Gross Area2,649 sqft
1st Floor Area1,762 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1999
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,196 sqft (0.28 acres)
Lot Dimensions120 ft deep x 97 ft wide
Garage TypeAttached
Garage Area551 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area544 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address277 COSTADO ST
CitySAINT AUGUSTINE
StateFL
Zip32086-7066
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description13-34 ST AUG SHORES UNIT 4 LOT 1 BLK 114 OR4414/1174
Legal Range30E
Legal Township08S
Legal Section48
Legal SubdivisionST. AUGUSTINE SHORES UNIT 4
Legal Block114
Legal Lot Number1
Legal Unit4
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group1
Census Block1019
Census Tract21211

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address277 COSTADO ST, SAINT AUGUSTINE, FL 32086-7066
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Aug 2, 2017Warranty Deed, Transfer · Conventional Mortgage
HAMILTON GROUP FUNDING INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2017 · Amount on Record
Deed SaleAug 2, 2017 · Amount on Record
Prior SaleJun 21, 2013 · Amount on Record
Deed Document Number201753233
Deed Book / Page4414 / 1174
Prior Transfer DateAug 17, 2000
Prior Transfer Doc0000035557
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address277 COSTADO ST, SAINT AUGUSTINE, FL 32086-7066
Transaction TypeMortgage
Record UpdatedAug 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address277 COSTADO ST, SAINT AUGUSTINE, FL 32086-7066

Mortgage

Document Number0053400572
DateAug 10, 2021
Book Page5340/572
Instrument2021088530
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 2, 2017
Property Address277 COSTADO ST, SAINT AUGUSTINE, FL 32086-7066
Document Number0044141174
Book / Page4414 / 1174
Map ReferenceMB13 PG31-38
Instrument DateJul 20, 2017
Instrument2017053233
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyGIBRALTAR TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address630 W POPE RD APT 81, 630, SAINT AUGUSTINE, FL 32080-6148

Transferred To (Grantee/Buyer)

NameVerified Name
Address277 COSTADO ST, SAINT AUGUSTINE, FL 32086-7066

Mortgage

Document Number2017053234
DateAug 2, 2017
Instrument2017053234
Lender
NameHAMILTON GROUP FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$212,463 (+2.7%)$328,756 (-13.39%) Land $113,312 Building $215,444
2025$2,598.00 (+13.95%) Homeowner's exemption$206,877 (+5.99%)$379,562 (+4.04%) Land $106,942 Building $272,620
2024$2,280.00 (+2.15%)
2023$2,232.00 (+3.43%) Homeowner's exemption$195,191 (+3%)$364,814 (+6.48%) Land $106,942 Building $257,872
2022$2,158.00 Homeowner's exemption$189,506$342,601 Land $69,204 Building $273,397

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 84 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force
Nearby Flood Claims6 (2016–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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