286 Cole Rd, Kennebunk, ME 04043 Property Records

York County and Kennebunk Town property record for 286 Cole Rd, Kennebunk, ME 04043

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,254 sqft · built 2004
Lot Size	7.32 acres (318,859 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Nov 2019)
Tax Bill	$6,802 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Oct 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`KENB M:003 L:016`

Property Details

APN / Parcel Number

Primary APN	`KENB M:003 L:016`
Alternative APNs	`M:003 L:016 U:000` `3205`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,254 sqft Living Area
Gross Area	4,512 sqft
1st Floor Area	1,184 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	318,859 sqft (7.32 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3205
Street Address	286 COLE RD
City	KENNEBUNK
State	ME
Zip	04043-6127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Legal Lot Number	16
Jurisdiction	KENNEBUNK ME
Township / Civil Division	KENNEBUNK
Census Block Group	1
Census Block	1012
Census Tract	28001

Owner

286 Cole Rd is owned and occupied by two individuals who bought it in November 2019.

Source: York County and Kennebunk Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	286 COLE RD, KENNEBUNK, ME 04043-6127
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage NORWAY SAVINGS BANK
Oct 18, 2019	Deed of Trust, Mortgage · Line of Credit PARTNERS BK/NEW ENGLAND
Oct 27, 2018	Deed of Trust, Mortgage · Line of Credit NORTHEAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2019 · Amount on File
Deed Sale	Nov 20, 2019 · Amount on File
Prior Sale	Feb 4, 2009
Deed Document Number	201950026
Deed Book / Page	18103 / 322
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENNEBUNK ME
Recording Date	Nov 20, 2019
Property Address	286 COLE RD, KENNEBUNK, ME 04043-6127
Document Number	0181030322
Book / Page	18103 / 322
Instrument Date	Nov 20, 2019
Instrument	2019050026
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 COFFEE POND RD, CASCO, ME 04015-4035

Mortgage

Document Number	2019050027
Date	Nov 20, 2019
Instrument	2019050027

Lender

Name	NORWAY SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	286 COLE RD, KENNEBUNK, ME 04043-6127
Document Number	0180800827
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	286 COLE RD KENNEBUNK ME 040436127, KENNEBUNK, ME 04043-6127

Mortgage

Document Number	0180800827
Date	Oct 25, 2019
Book Page	018080/000827
Instrument	45699

Lender

Name	PARTNERS BK/NEW ENGLAND
Address	SANFORD, ME 04073

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 24, 2044

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	286 COLE RD, KENNEBUNK, ME 04043-6127
Document Number	0178500534
Instrument Date	Oct 27, 2018
Transaction Type	Mortgage
Record Updated	Dec 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	286 COLE RD KENNEBUNK ME 040436127, KENNEBUNK, ME 04043-6127

Mortgage

Document Number	0178500534
Date	Nov 27, 2018
Book Page	017850/000534
Instrument	49622

Lender

Name	NORTHEAST CU
Type	Credit Union
Address	PORTSMOUTH, NH 03801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 26, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 286 Cole Rd was $6,802, down 2.9% from the year before.

Source: York County and Kennebunk Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Kennebunk Town
Unified School District	Regional School Unit 21 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,802.00 (-2.86%)	$690,600 (+67.18%) Land $236,100 Building $454,500
2024	$7,002.00 (+5.61%)	$413,100 (-) Land $105,800 Building $307,300
2023	$6,630.00 (+9.93%)	$413,100 (-) Land $105,800 Building $307,300	$710,410
2022	$6,031.00	$413,100 Land $105,800 Building $307,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 286 Cole Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1978–2006)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 286 Cole Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cole Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures