280 Cole Rd, Kennebunk, ME 04043 Property Records

York County and Kennebunk Town property record for 280 Cole Rd, Kennebunk, ME 04043

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,344 sqft · built 1981
Lot Size	3.96 acres (172,498 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,252 (2025)
Deeds & Mortgages	Jul 2022 Refinance Aug 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`KENB M:003 L:019`

Property Details

APN / Parcel Number

Primary APN	`KENB M:003 L:019`
Alternative APNs	`M:003 L:019 U:000` `932`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	2,904 sqft
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Unfinished Basement	344 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	172,498 sqft (3.96 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Account Number	932
Street Address	280 COLE RD
City	KENNEBUNK
State	ME
Zip	04043-6127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Legal Lot Number	19
Jurisdiction	KENNEBUNK ME
Township / Civil Division	KENNEBUNK
Census Block Group	1
Census Block	1012
Census Tract	28001

Owner

280 Cole Rd is owned and occupied by two individuals.

Source: York County and Kennebunk Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	280 COLE RD, KENNEBUNK, ME 04043-6127
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Aug 12, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	280 COLE RD, KENNEBUNK, ME 04043-6127
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190770001
Date	Jul 25, 2022
Book Page	19077/1
Instrument	2022031288

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2037

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	280 COLE RD, KENNEBUNK, ME 04043-6127
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180170469
Date	Aug 12, 2019
Book Page	18017/469
Instrument	2019032477

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 280 Cole Rd was $5,252, up 13.8% from the year before.

Source: York County and Kennebunk Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Kennebunk Town
Unified School District	Regional School Unit 21 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,252.00 (+13.75%)	$533,200 (+95.74%) Land $226,900 Building $306,300
2024	$4,617.00 (+5.6%)	$272,400 (-) Land $93,500 Building $178,900
2023	$4,372.00 (+9.93%)	$272,400 (-) Land $93,500 Building $178,900
2022	$3,977.00	$272,400 Land $93,500 Building $178,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 280 Cole Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1978–2006)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 280 Cole Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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