1. Home
  2. Maryland
  3. Harford County
  4. Forest Hill
  5. Cherry Tree Sq

286 Cherry Tree Sq, Forest Hill, MD 21050 Property Records

Harford County property record for 286 Cherry Tree Sq, Forest Hill, MD 21050 · Last verified August 2026

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,498 sqft · built 1997
Lot Size0.09 acres (3,912 sqft)
OwnerIndividual Name on File
Last Sale$166,000 (Jun 2001)
Tax Bill$3,121 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN03-303969

Property Details

APN / Parcel Number

Primary APN03-303969
Alternative APNs
  • 3303969
  • 303969

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,498 sqft Total Area
Basement Area400 sqft
Finished Basement400 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area3,912 sqft (0.09 acres)
Garage TypeBasement
Garage Area220 sqft
Parking Spaces1 Parking Space
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number303969
Street Address286 CHERRY TREE SQ
CityFOREST HILL
StateMD
Zip21050-3305
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 172 3912 SF 286 CHERRY TREE SQUARE SPENCEOLA FRMS S2 P85/79
Legal SubdivisionSPENCEOLA FARMS
Legal Lot Number172
JurisdictionHARFORD MD
Township / Civil Division3, BEL AIR
Census Block Group2
Census Block2014
Census Tract303203

Owner

Source: Harford County records · APN 03-303969

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address286 CHERRY TREE SQ, FOREST HILL, MD 21050-3305
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2025Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Oct 04, 2019Deed of Trust, Mortgage · Conventional Mortgage
BRANCH BK&TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 05, 2001 · Amount on Record
Deed SaleJun 05, 2001 · Amount on Record
Prior SaleJun 11, 1997 · Amount on Record
Deed Document Number20012618
Deed Book / Page3546 / 597
Transfer Doc0000000222
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address286 CHERRY TREE SQ, FOREST HILL, MD 21050-3305
Transaction TypeMortgage
Record UpdatedNov 27, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address286 CHERRY TREE SQ, FOREST HILL, MD 21050-3305

Mortgage

Document Number0168860407
DateNov 12, 2025
Book Page16886/407
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address286 CHERRY TREE SQ, FOREST HILL, MD 21050-3305
Document Number0135630327
Instrument DateOct 04, 2019
Transaction TypeMortgage
Record UpdatedDec 10, 2019
Title CompanyCERTIFIED TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address286 CHERRY TREE SQ FOREST HILL MD 210503305, FOREST HILL, MD 21050-3305

Mortgage

Document Number0135630327
DateNov 25, 2019
Book Page013563/000327
Lender
NameBRANCH BK&TR
TypeBank
AddressWILSON, NC 27893
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 24, 2049

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$310,533 (+13.54%)$333,000 (+11.26%) Land $80,000 Building $253,000
2025$3,121.00 (+9.89%)
2023$273,500$299,300 Land $72,500 Building $226,800
2022$2,840.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253032032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2011, other causes, Hurricane Irene

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 533 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Armstrong Holdings, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Cherry Tree Sq

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures