Harford County property record for 281 Cherry Tree Sq, Forest Hill, MD 21050
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 1,280 sqft · built 1996 |
| Lot Size | 0.047 acres (2,040 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $249,900 (Nov 2008) |
| Tax Bill | $2,715 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-304248 |
| Primary APN | 03-304248 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,280 sqft Total Area |
| Basement Area | 350 sqft |
| Finished Basement | 350 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,040 sqft (0.047 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 304248 |
|---|---|
| Street Address | 281 CHERRY TREE SQ |
| City | FOREST HILL |
| State | MD |
| Zip | 21050-3304 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | AG |
| Legal Description | LOT 156 2040 SF 281 CHERRY TREE SQUARE SPENCEOLA FRMS S2 P85/79 |
| Legal Subdivision | SPENCEOLA FARMS |
| Legal Lot Number | 156 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 303203 |
Source: Harford County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 281 CHERRY TREE SQ, FOREST HILL, MD 21050-3304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2008 · Amount on Record |
| Deed Sale | Nov 18, 2008 · Amount on Record |
| Prior Sale | Jan 15, 2002 |
| Deed Document Number | 2008624 |
| Deed Book / Page | 7986 / 48 |
| Transfer Doc | 0000000222 |
| Record Updated | Sep 20, 2026 |
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $272,267 (+4.36%) | $295,000 (+13.07%) Land $75,000 Building $220,000 | |
| 2025 | $2,715.00 (+10.23%) Homeowner's exemption | $260,900 (+9.79%) Land $72,000 Building $188,900 | $260,900 (-) Land $72,000 Building $188,900 |
| 2023 | $237,633 | $260,900 Land $72,000 Building $188,900 | |
| 2022 | $2,463.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Armstrong.
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