Henderson County property record for 286 Capps Rd, Hendersonville, NC 28792
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,030 sqft · built 2014 |
| Lot Size | 2.78 acres (121,097 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $545,000 (Jul 2022) |
| Tax Bill | $2,970 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Feb 2021 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9660638213 |
| Primary APN | 9660638213 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,030 sqft Heated Area |
| 1st Floor Area | 2,030 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 121,097 sqft (2.78 acres) |
| Garage Type | Mixed |
| Garage Area | 3,740 sqft |
| Parking Spaces | 12 Parking Spaces |
| Porch | Slab |
| Porch Area | 450 sqft |
| Patio Area | 720 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 9942968 |
|---|---|
| Street Address | 286 CAPPS RD |
| City | HENDERSONVILLE |
| State | NC |
| Zip | 28792-9505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 9942968~R1 |
| Legal Description | SR1508 ON CAPPS ROAD |
| Legal Block | 63 |
| Legal Lot Number | 8213 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | HENDERSONVILLE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 931000 |
Source: Henderson County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 286 CAPPS RD, HENDERSONVILLE, NC 28792-9505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Feb 3, 2021 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jun 1, 2020 | Deed of Trust, Construction Loan · Construction Mortgage CHARLES J CAPPS |
| Dec 20, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Aug 20, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage CHARLES J CAPPS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2022 · Amount on Record |
| Deed Sale | Jul 14, 2022 · Amount on Record |
| Prior Sale | Apr 20, 2006 · Amount on Record |
| Deed Document Number | 2022983159 |
| Deed Book / Page | 3938 / 329 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Jul 14, 2022 |
| Property Address | 286 CAPPS RD, HENDERSONVILLE, NC 28792-9505 |
| Document Number | 0039380329 |
| Book / Page | 3938 / 329 |
| Instrument Date | Jul 14, 2022 |
| Instrument | 983159 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,090.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 286 CAPPS RD, HENDERSONVILLE, NC 28792-9505 |
| Document Number | 0000983160 |
|---|---|
| Date | Jul 14, 2022 |
| Instrument | 983160 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Aug 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.75% |
| Index | 5-Year CMT |
| Max Rate | 9.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Feb 3, 2021 |
| Property Address | 286 CAPPS RD, HENDERSONVILLE, NC 28792-9505 |
| Document Number | 0036460432 |
| Book / Page | 003646 / 000432 |
| Instrument Date | Feb 2, 2021 |
| Instrument | 944139 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $540.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 286 CAPPS RD HENDERSONVILLE NC 287929505, HENDERSONVILLE, NC 28792-9505 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Jun 1, 2020 |
| Property Address | 286 CAPPS RD, HENDERSONVILLE, NC 28792-9505 |
| Document Number | 0034990622 |
| Book / Page | 003499 / 000622 |
| Instrument Date | May 29, 2020 |
| Instrument | 925876 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 286 CAPPS RD HENDERSONVILLE NC 287929505, HENDERSONVILLE, NC 28792-9505 |
| Document Number | 34990622 |
|---|---|
| Date | Jun 1, 2020 |
| Book Page | 003499/000622 |
| Instrument | 925876 |
| Name | CHARLES J CAPPS |
|---|---|
| Address | 274 CAPPS RD, HENDERSONVILLE, NC 28792-9505 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 31, 2021 |
| Rate | 3% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Dec 20, 2019 |
| Property Address | 286 CAPPS RD, HENDERSONVILLE, NC 28792-9505 |
| Document Number | 0034300320 |
| Book / Page | 003430 / 000320 |
| Instrument Date | Dec 19, 2019 |
| Instrument | 916870 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 286 CAPPS RD HENDERSONVILLE NC 287929505, HENDERSONVILLE, NC 28792-9505 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Aug 20, 2019 |
| Property Address | 286 CAPPS RD, HENDERSONVILLE, NC 28792-9505 |
| Document Number | 0033750313 |
| Book / Page | 003375 / 000313 |
| Instrument Date | Aug 19, 2019 |
| Instrument | 909344 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 286 CAPPS RD HENDERSONVILLE NC 287929505, HENDERSONVILLE, NC 28792-9505 |
| Document Number | 33750313 |
|---|---|
| Date | Aug 20, 2019 |
| Book Page | 003375/000313 |
| Instrument | 909344 |
| Name | CHARLES J CAPPS |
|---|---|
| Address | 274 CAPPS RD, HENDERSONVILLE, NC 28792-9505 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 19, 2020 |
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $544,000 (+0.07%) Land $66,400 Building $477,600 | ||
| 2025 | $2,970.00 | ||
| 2023 | $543,600 Land $66,000 Building $477,600 | $544,000 Land $66,400 Building $477,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 17 (2004–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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