172 Capps Rd, Hendersonville, NC 28792 Property Records

Henderson County property record for 172 Capps Rd, Hendersonville, NC 28792

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 1950
Lot Size	1.35 acres (58,806 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (May 2024)
Tax Bill	$1,418 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Oct 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9660628583`

Property Details

APN / Parcel Number

Primary APN	`9660628583`
Alternative APNs	`00966062858355` `9974492`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,200 sqft Heated Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	58,806 sqft (1.35 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	264 sqft
Patio Area	117 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	9974492
Street Address	172 CAPPS RD
City	HENDERSONVILLE
State	NC
Zip	28792-7539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9974492~R1
Legal Description	BOUNDARY SURVEY OF 1.66 ACRES TR2 PL2004-4999
Legal Subdivision	BETTY JEAN CAPPS ESTATE
Legal Tract	2
Legal Block	62
Legal Lot Number	8583
Jurisdiction	HENDERSON NC
Township / Civil Division	HENDERSONVILLE
Census Block Group	1
Census Block	1005
Census Tract	931000

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	172 CAPPS RD, HENDERSONVILLE, NC 28792-7539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU
Oct 29, 2021	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Oct 29, 2021	Warranty Deed, Transfer · Seller Carry-Back KAREN CAPPS
Jul 24, 2020	Warranty Deed, Transfer · Conventional Mortgage HOME TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2024 · Amount on Record
Deed Sale	May 7, 2024 · Amount on Record
Prior Sale	Apr 14, 2023 · Amount on Record
Deed Document Number	20241014084
Deed Book / Page	4162 / 1
Prior Transfer Date	Oct 28, 2021
Prior Transfer Doc	0038120117
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Apr 14, 2023
Property Address	172 CAPPS RD, HENDERSONVILLE, NC 28792-7539
Document Number	0040320275
Book / Page	4032 / 275
Map Reference	SL 12409
Instrument Date	Apr 10, 2023
Instrument	1000996239
Transaction Type	Transfer
Record Updated	May 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2362 TERRYS GAP RD, HENDERSONVILLE, NC 28792-0203

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	286 CAPPS RD, HENDERSONVILLE, NC 28792-9505

Mortgage

Document Number	0040320278
Date	Apr 14, 2023
Book Page	4032/278
Instrument	1000996240

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2038

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Oct 29, 2021
Property Address	172 CAPPS RD, HENDERSONVILLE, NC 28792-7539
Document Number	0038120117
Book / Page	3812 / 117
Map Reference	SL 12409
Instrument Date	Oct 28, 2021
Instrument	966204
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$70.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	72 FOSTER RIDGE DR, 72, HORSE SHOE, NC 28742-6758

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 CAPPS RD, HENDERSONVILLE, NC 28792-9505

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Oct 29, 2021
Property Address	172 CAPPS RD, HENDERSONVILLE, NC 28792-7539
Document Number	0038120224
Book / Page	3812 / 224
Map Reference	SL 12409
Instrument Date	Oct 28, 2021
Instrument	966218
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$50.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	274 CAPPS RD, 274, HENDERSONVILLE, NC 28792-9505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 CAPPS RD, HENDERSONVILLE, NC 28792-9505

Mortgage

Document Number	0000966219
Date	Oct 29, 2021
Instrument	966219

Lender

Name	KAREN CAPPS
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2046

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Jul 24, 2020
Property Address	172 CAPPS RD, HENDERSONVILLE, NC 28792-7539
Document Number	0035310075
Book / Page	3531 / 75
Instrument Date	Jul 23, 2020
Instrument	929657
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	274 CAPPS RD, 274, HENDERSONVILLE, NC 28792-9505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 CAPPS RD, HENDERSONVILLE, NC 28792-7539

Mortgage

Document Number	929658
Date	Jul 24, 2020
Instrument	929658

Lender

Name	HOME TRUST BANK
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,800 (-) Land $49,200 Building $210,600
2025	$1,418.00	$259,800 (+15.67%) Land $49,200 Building $210,600
2023		$224,600 Land $48,200 Building $176,400	$259,800 Land $49,200 Building $210,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	17 (2004–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims Tropical Storm Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

172 Capps Rd, Hendersonville, NC 28792 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Capps Rd

Nearby Streets

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