286 Breakers Ln, Stratford, CT 06615 Property Records

Stratford Town property record for 286 Breakers Ln, Stratford, CT 06615

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,478 sqft · built 1988
Owner	Individual Name on Record
Last Sale	$255,000 (Dec 2018)
Tax Bill	$7,339 (2025)
Deeds & Mortgages	Dec 2018 Sale & Mortgage Oct 2018 Foreclosure + 1 more
Flood Zone	Zone AE (high risk)
APN	`STRA M:60-5 B:1 L:3 U:286`

Property Details

APN / Parcel Number

Primary APN	`STRA M:60-5 B:1 L:3 U:286`
Alternative APN	`1585564`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,478 sqft Living Area
Gross Area	1,708 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1585564
Street Address	286 BREAKERS LN
City	STRATFORD
State	CT
Zip	06615-7571
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	G-17
Legal Subdivision	BREAKWATER KEY
Legal Block	1
Legal Lot Number	3
Jurisdiction	STRATFORD CT
Township / Civil Division	STRATFORD
Census Block Group	1
Census Block	1001
Census Tract	80500

Owner

Source: Stratford Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	286 BREAKERS LN, STRATFORD, CT 06615-7571
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2018	Quit Claim Deed, Transfer · Conventional with PMI GUARANTEED RATE
Oct 22, 2018	Quit Claim Deed, Foreclosure Quitclaim
Aug 29, 2018	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2018 · Amount on Record
Deed Sale	Dec 7, 2018 · Amount on Record
Prior Sale	Aug 29, 2018
Deed Book / Page	4231 / 240
Record Updated	Sep 20, 2026

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STRATFORD CT
Recording Date	Dec 7, 2018
Property Address	286 BREAKERS LN, STRATFORD, CT 06615-7571
Document Number	4231-240
Book / Page	004231 / 000240
Instrument Date	Nov 26, 2018
Transaction Type	Transfer
Record Updated	Dec 26, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 SEABRIGHT AVE BRIDGEPORT CT 066053425, BRIDGEPORT, CT 06605-3425

Mortgage

Document Number	4231-244
Date	Dec 7, 2018
Book Page	004231/000244

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2048

October 2018: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	STRATFORD CT
Recording Date	Oct 22, 2018
Property Address	286 BREAKERS LN, STRATFORD, CT 06615-7571
Document Number	4219-312
Book / Page	004219 / 000312
Instrument Date	Oct 15, 2018
Transaction Type	Foreclosure
Record Updated	Nov 21, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	15480 LAGUNA CANYON RD #100 IRVINE CA 926182132, 100, IRVINE, CA 92618-2132
Investor	Possibly a Property Investor

August 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	STRATFORD CT
Recording Date	Aug 29, 2018
Property Address	286 BREAKERS LN, STRATFORD, CT 06615-7571
Document Number	4205-2
Book / Page	004205 / 000002
Instrument Date	Aug 17, 2018
Transaction Type	Foreclosure
Record Updated	Jan 15, 2019

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	286 BREAKERS LN #286 STRATFORD CT 066157571, 286, STRATFORD, CT 06615-7571
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Stratford Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Stratford Town
Unified School District	Stratford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,339.00	$182,560 (-) Building $182,560	$127,792 Building $127,792
2024	$7,339.00
2023	$7,339.00 (+1.87%)	$182,560 (-) Building $182,560
2022	$7,204.00	$182,560 Building $182,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Frontier, Verizon, Xfinity.

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