286 Bates St, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 286 Bates St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	2,424 sqft · built 1915
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$505,000 (Feb 2026)
Tax Bill	$8,013 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Aug 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-01109-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`19-01109-0000-00009`
Alternative APNs	`190110900009` `06000610` `1703`

Interior

Stories	2 Stories
Building Area	2,424 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Brick
Construction Type	Brick
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	100 ft deep x 18 ft wide

Location & Zoning

Account Number	1703
Street Address	286 BATES ST
City	PHILLIPSBURG
State	NJ
Zip	08865-2516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Description	ADDITIONAL LOTS: 10
Legal Subdivision	TOWN/PHILLIPSBURG
Legal Block	1109
Legal Lot Number	9
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	1
Census Block	1007
Census Tract	30600

Owner

Source: Warren County and Phillipsburg Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	286 BATES ST, PHILLIPSBURG, NJ 08865-2516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed, Transfer · Conventional Mortgage SELF RELIANCE FINANCIAL FCU
Aug 9, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP
Jun 15, 2022	Deed, Transfer · Conventional Mortgage OCMBC INC
Aug 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
May 14, 2018	Quit Claim Deed, Transfer MORTGAGE CONNECT LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2026 · Amount on Record
Deed Sale	Feb 18, 2026 · Amount on Record
Prior Sale	Jun 15, 2022 · Amount on Record
Deed Document Number	2026633178
Deed Book / Page	3556 / 259
Prior Transfer Date	Jul 26, 2024
Prior Transfer Doc	003443/206
Record Updated	Oct 29, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Feb 18, 2026
Property Address	286 BATES ST, PHILLIPSBURG, NJ 08865-2516
Document Number	003556/259
Book / Page	3556 / 259
Instrument Date	Jan 27, 2026
Instrument	2026-633178
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,262.50
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	173 STONEHENGE DR, PHILLIPSBURG, NJ 08865-2052

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 BATES ST, PHILLIPSBURG, NJ 08865-2516
Investor	Possibly a Property Investor

Mortgage

Document Number	2026633180
Date	Feb 18, 2026
Instrument	2026-633180

Lender

Name	SELF RELIANCE FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

August 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WARREN NJ
Recording Date	Aug 9, 2024
Property Address	286 BATES ST, PHILLIPSBURG, NJ 08865-2516
Document Number	003443/206
Book / Page	3443 / 206
Instrument Date	Jul 26, 2024
Instrument	2024-609861
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	286 BATES ST, PHILLIPSBURG, NJ 08865-2516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 BATES ST, PHILLIPSBURG, NJ 08865-2516
Investor	Possibly a Property Investor

Mortgage

Document Number	2024609862
Date	Aug 9, 2024
Instrument	2024-609862

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2054

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Jun 15, 2022
Property Address	286 BATES ST, PHILLIPSBURG, NJ 08865-2516
Document Number	003270/244
Book / Page	3270 / 244
Instrument Date	May 3, 2022
Instrument	2022-577506
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$742.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 COREY RD, FLANDERS, NJ 07836-9600

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 STONEHENGE DR, PHILLIPSBURG, NJ 08865-2052
Investor	Possibly a Property Investor

Mortgage

Document Number	2022577507
Date	Jun 15, 2022
Instrument	2022-577507

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	286 BATES ST, PHILLIPSBURG, NJ 08865-2516
Document Number	0000490556
Instrument Date	Aug 31, 2017
Transaction Type	Mortgage
Record Updated	Apr 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 BATES ST #288 PHILLIPSBURG NJ 088652516, 288, PHILLIPSBURG, NJ 08865-2516

Mortgage

Document Number	0000490556
Date	Mar 28, 2018
Book Page	006563/000064
Instrument	490556

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 27, 2033

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARREN NJ
Recording Date	May 14, 2018
Property Address	286 BATES ST, PHILLIPSBURG, NJ 08865-2516
Document Number	0000492722
Book / Page	002858 / 000172
Instrument Date	Jul 5, 2017
Instrument	492722
Transaction Type	Transfer
Record Updated	Jun 26, 2018
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 COREY RD FLANDERS NJ 078369600, FLANDERS, NJ 07836-9600

Tax Assessment & Valuation

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,400 (-) Land $26,900 Building $144,500	$171,400 (-) Land $26,900 Building $144,500
2025	$8,013.00 (+2.86%)	$171,400 (-) Land $26,900 Building $144,500	$171,400 (-) Land $26,900 Building $144,500
2024	$7,790.00 (+9.58%)
2023		$171,400 Land $26,900 Building $144,500	$171,400 Land $26,900 Building $144,500
2022	$7,109.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Service Electric Cable TV Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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