280 Bates St, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 280 Bates St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,168 sqft · built 1890
Lot Size	0.057 acres (2,483 sqft)
Owner	2 Individual Names on Record
Last Sale	$292,000 (Nov 2025)
Tax Bill	$4,011 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-01109-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`19-01109-0000-00006`
Alternative APNs	`190110900006` `06000580` `1700`

Interior

Stories	2 Stories
Building Area	1,168 sqft Living Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Construction Type	Frame
Lot Area	2,483 sqft (0.057 acres)
Lot Dimensions	101 ft deep x 25 ft wide

Location & Zoning

Account Number	1700
Street Address	280 BATES ST
City	PHILLIPSBURG
State	NJ
Zip	08865-2516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Block	1109
Legal Lot Number	6
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	1
Census Block	1007
Census Tract	30600

Owner

Source: Warren County and Phillipsburg Town records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	280 BATES ST, PHILLIPSBURG, NJ 08865-2516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Nov 17, 2025	Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2025 · Amount on Record
Deed Sale	Nov 17, 2025 · Amount on Record
Prior Sale	Jul 28, 2005 · Amount on Record
Deed Document Number	2025629110
Deed Book / Page	3538 / 169
Prior Transfer Date	Mar 14, 1997
Prior Transfer Doc	0000079292
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	280 BATES ST, PHILLIPSBURG, NJ 08865-2516
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007317/277
Date	Apr 8, 2022
Book Page	7317/277
Instrument	2022-574040

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2042

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Nov 17, 2025
Property Address	280 BATES ST, PHILLIPSBURG, NJ 08865-2516
Document Number	003538/169
Book / Page	3538 / 169
Instrument Date	Nov 5, 2025
Instrument	2025-629110
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$730.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4191 NASHVILLE RD, NORTH PORT, FL 34288-8257

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 BATES ST, PHILLIPSBURG, NJ 08865-2516

Mortgage

Document Number	2025629111
Date	Nov 17, 2025
Instrument	2025-629111

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,900 (+5.94%) Land $25,800 Building $65,100	$90,900 (+5.94%) Land $25,800 Building $65,100
2025	$4,011.00 (+2.85%)	$85,800 (-) Land $25,800 Building $60,000	$85,800 (-) Land $25,800 Building $60,000
2024	$3,900.00 (+9.61%)
2023		$85,800 Land $25,800 Building $60,000	$85,800 Land $25,800 Building $60,000
2022	$3,558.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Service Electric Cable TV Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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