Suffolk County and Smithtown Town property record for 286 7th Ave, Saint James, NY 11780
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,767 sqft · built 1942 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $12,231 (2024) |
| Deeds & Mortgages | Jun 2021 Refinance Dec 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 57.-1-39.2 |
| Primary APN | 473489 57.-1-39.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,767 sqft Living Area |
| Gross Area | 1,857 sqft |
| 1st Floor Area | 956 sqft |
| 2nd Floor Area | 811 sqft |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 9,583 sqft (0.22 acres) |
| View / Lot | Suburban |
| Porch | Covered Porch |
|---|---|
| Porch Area | 515 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | J20590 |
|---|---|
| Old Parcel Number | 473489 57.-1-39.2 |
| Street Address | 286 7TH AVE |
| City | SAINT JAMES |
| State | NY |
| Zip | 11780-2432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 57.-1-39.2 *585 P/L 664 ST JAMES PARK |
| Legal Subdivision | MAP OF ST JAMES PARK |
| Legal Block | 1 |
| Legal Lot Number | 39 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 135003 |
286 7th Ave is owned and occupied by an individual who acquired it in June 2016.
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 286 7TH AVE, SAINT JAMES, NY 11780-2432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jun 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BETHPAGE FCU |
| Dec 5, 2025 | Deed, Transfer |
| Mar 4, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 25, 2016 |
| Transfer Doc | D000128770446 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 286 7TH AVE, SAINT JAMES, NY 11780-2432 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0232850682 |
|---|---|
| Date | Jun 9, 2021 |
| Book Page | 23285/682 |
| Instrument | DM016095 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Dec 5, 2025 |
| Property Address | 286 7TH AVE, SAINT JAMES, NY 11780-2432 |
| Document Number | 0133190032 |
| Book / Page | 13319 / 32 |
| Instrument Date | Aug 26, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 286 7TH AVE, SAINT JAMES, NY 11780-2432 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 286 7TH AVE, SAINT JAMES, NY 11780-2432 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0231120239 |
|---|---|
| Date | Mar 4, 2020 |
| Book Page | 23112/239 |
| Instrument | DK044008 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,240 (-) Land $200 Building $5,040 | $655,000 (+7.5%) Land $25,000 Building $630,000 | |
| 2024 | $12,231.00 Homeowner's exemption Additional exemption filed | $5,240 (-) Land $200 Building $5,040 | $609,303 (+10,016.27%) Land $23,256 Building $586,047 |
| 2023 | $5,240 Land $200 Building $5,040 | $6,023 Land $230 Building $5,793 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 286 7th Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1986) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 286 7th Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST JAMES WATER DISTRICT serves 10,587 people · EPA ID NY5103266 |
|---|---|
| Water Source | Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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