Suffolk County and Smithtown Town property record for 282 7th Ave, Saint James, NY 11780
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,804 sqft · built 1976 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $216,500 (Apr 1999) |
| Tax Bill | $13,911 (2024) |
| Deeds & Mortgages | May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 57.-1-39.1 |
| Primary APN | 473489 57.-1-39.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,804 sqft Living Area |
| Gross Area | 2,306 sqft |
| 1st Floor Area | 1,104 sqft |
| 2nd Floor Area | 700 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 11,761 sqft (0.27 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 502 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 90 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | J20595 |
|---|---|
| Street Address | 282 7TH AVE |
| City | SAINT JAMES |
| State | NY |
| Zip | 11780-2432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 20-789426 TC-76 *585 LOT 665 & P/LOT ST JAMES PARK |
| Legal Block | 1 |
| Legal Lot Number | 39 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 135003 |
282 7th Ave is owned and occupied by two individuals who bought it in April 1999.
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 282 7TH AVE, SAINT JAMES, NY 11780-2432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 1999 · Amount on File |
| Deed Sale | Apr 21, 1999 · Amount on File |
| Deed Book / Page | 11958 / 485 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 282 7TH AVE, SAINT JAMES, NY 11780-2432 |
| Document Number | 0228270701 |
| Book / Page | 022827 / 000701 |
| Instrument Date | May 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2017 |
| Title Company | LANDSEL TITLE, LANDSEL TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 282 7TH AVE ST JAMES NY 117802432, ST JAMES, NY 11780-2432 |
| Document Number | 0228270701 |
|---|---|
| Date | Jun 19, 2017 |
| Book Page | 022827/000701 |
| Name | BENCHMARK BK |
|---|---|
| Type | Bank |
| Address | WESTERVILLE, OH 43081 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 18, 2037 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,900 Land $210 Building $5,690 | $737,500 Land $26,250 Building $711,250 | |
| 2024 | $13,911.00 | ||
| 2023 | $5,900 Land $210 Building $5,690 | $6,781 Land $241 Building $6,540 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 282 7th Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1986) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 282 7th Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST JAMES WATER DISTRICT serves 10,587 people · EPA ID NY5103266 |
|---|---|
| Water Source | Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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